Jammu & Kashmir Bank Earnings Call: Key Takeaways
J&K Bank reported record FY26 net profit of ₹2,363 Cr (up 13.5% YoY) and Q4 profit of ~₹800 Cr, driven by operating leverage and improved asset quality.
ALFA Filings
Every announcement, straight from the exchange
Every earnings call announcement on NSE and BSE that our alert engine sent, newest first. Each one has its own page with the summary, the key figures and the original filing.
Time
9,412 announcements
J&K Bank reported record FY26 net profit of ₹2,363 Cr (up 13.5% YoY) and Q4 profit of ~₹800 Cr, driven by operating leverage and improved asset quality.
Vedant Fashions (Manyavar) crossed ₹20 billion retail sales milestone in FY26, focusing on multi-brand scaling and high-margin celebration wear.
Hyundai Motor India reported Q4 FY26 revenue of ₹189,162 Mn with 5.4% YoY growth. Focus remains on SUV dominance and capacity expansion at the Pune plant.
Aditya Vision reports strong FY26 performance with 18% revenue growth and PAT up 11%, driven by aggressive store expansion in the Hindi heartland despite H1 weather headwinds.
Vedant Fashions achieved a milestone ₹20 billion in FY26 retail sales, driven by core brand leadership and digital marketing success.
Central Bank of India reported FY26 net profit growth of 15.43% to ₹4,369cr. Total business grew 15.60% to ₹8.12 lakh crore, driven by 18.76% growth in gross advances.
MGL reported FY26 revenue of ₹8,240 Cr, up 13.5% YoY, though PAT declined 18.7% to ₹847 Cr due to higher gas costs. Focus remains on infrastructure expansion and maintaining price competitiveness.
Ather delivered breakthrough Q4 FY26 results with volumes up 66% and EBITDA losses narrowing from 23% to 2%. Focus shifts to mass-market EL platform launch and Factory 3.0.
Krishival Foods delivered strong FY26 results with ₹304.4cr revenue (up 48%) and ₹22.2cr PAT (up 64%). Management focuses on dual-brand strategy in nuts and ice cream segments.
GRCL reported strong FY26 performance with total income of ₹41.82cr (up 30.85% YoY) and PAT of ₹5.59cr. Strategy focuses on high-margin specialized rubber solutions for Indian Railways and smart meters.
Route Mobile Q4FY26 revenue hit ₹11,309mn, showing Q-o-Q recovery despite a structural A2P SMS reset. Focus shifted to omnichannel and AI integration under Proximus Global ownership.
Route Mobile Q4 FY26 revenue reached ₹11,309mn, showing Q-o-Q recovery despite a 3.8% Y-o-Y decline. Strategy shifts toward high-margin omnichannel and AI solutions under Proximus Global ownership.
RR Kabel reported record Q4 and FY26 performance with Revenue at ₹9,722.4cr and PAT at ₹492.2cr. Growth was driven by Wires & Cables, while FMEG focuses on portfolio optimization.
Cholamandalam Financial Holdings (CFHL) reports strong Q4-FY26 performance with consolidated revenue at ₹10,520 Cr and PAT at ₹1,626 Cr, driven by robust growth in its lending and insurance subsidiaries.
Cholamandalam Financial Holdings (CFHL) delivered strong Q4 FY26 results with consolidated revenue of ₹10,520 Cr and PAT of ₹1,626 Cr, driven by its core NBFC and insurance subsidiaries.
Ujjivan SFB delivered a strong Q4FY26 with PAT rising 238% YoY to ₹282 Cr, driven by improved asset quality (GNPA 2.3%) and loan book diversification (Secured book at 49.4%).
Usha Martin reported strong FY26 results with 19.1% EBITDA margins and a shift to net cash position. Strategy focuses on high-value international rope segments and efficiency via the 'One Usha Martin' program.
Ujjivan SFB delivered strong Q4FY26 results with PAT growth of 238% YoY and significant portfolio diversification into secured assets.
Kirloskar Ferrous (KFIL) reported Q4 FY26 standalone revenue of ₹1,781 Cr and 12.7% EBITDA margin. Focus remains on cost leadership and product mix upgrades.
SBI reported record FY26 Net Profit of ₹80,032 Cr (up 12.88% YoY) with highest ever ROA of 1.12%. Focus remains on digital leadership via YONO and credit growth.
Orient Electric reported a strong Q4 FY26 with 10% YoY revenue growth and 28.9% PAT growth, driven by premiumization and cost-efficiency (Sanchay program).
Titan delivered landmark FY26 results with annual revenue crossing ₹75,000 cr. Consolidated income grew 46.1% YoY in Q4 to ₹20,300 cr, driven by robust performance in Jewellery.
SBI reports record annual net profit of ₹80,032 crore for FY26, driven by strong loan growth and improved asset quality with GNPA at a two-decadal low of 1.49%.
Titan delivered landmark FY26 results, crossing ₹75,000cr income with ₹5,100cr PAT. Management highlighted strong premiumization in Watches and market share gains in Jewellery.
Capri Global delivered record Q4 FY26 performance with PAT of ₹283cr (up 59% YoY) and AUM growth of 60% YoY, driven by gold loan expansion and digital transformation.
Godrej Agrovet delivered a strong Q4 FY26 with 9% revenue growth and 16.8% PBT growth. The company surpassed the ₹10,000 crore annual revenue milestone with improved margins.
Baheti Recycling delivered strong FY26 results with revenue growing 38% to ₹725cr and PAT up 50% to ₹27cr, driven by operational efficiency and expansion into high-margin aluminum wire rods.
Lloyds Enterprises delivered a robust FY26 with consolidated revenue growing 18% to ₹1,756 Cr and PAT surging 340% to ₹417 Cr, driven by strategic investments and trading growth.
IKIO Technologies transition from lighting to integrated tech. Q4 FY26 revenue at ₹165cr (+47% YoY), FY26 revenue at ₹595cr (+23% YoY). Strategy focuses on diversification and export markets.
Coromandel International reported Q4 FY26 revenue growth of 20% YoY to ₹6,004 Cr, though PAT fell 80% to ₹115 Cr primarily due to exceptional items.