| Revenue growth | Interest income grew 4.53% YoY; Fee income grew 14.17%. |
|---|---|
| Margins | NIMs declining: Domestic NIM at 3.03% vs 3.21% in FY25. |
| Demand visibility | High; robust growth across SME (20.99%) and Agri (19.68%) segments. |
| Management confidence | Strong; highlighted 'unmatched liability franchise' and 'best in class asset quality'. |
Growth
Net profit grew 12.88% YoY; Advances rose 16.87% to ₹49.3 trillion; Deposits increased 11.03% to ₹59.8 trillion.
Outlook
Focus on digital leadership via YONO (10.02cr users) and maintaining domestic market share above 22%.
Risks
NIM compression noted (Whole Bank NIM down 17bps YoY to 2.91%) and potential cost pressures in a competitive deposit environment.
Earnings Call filed with BSE, NSE: SBIN. Summary written with AI assistance from the document.
State Bank of India: key numbers
- Share price
- ₹983.00
- Market cap
- ₹9,07,370 Cr
- Revenue (annual)
- ₹5,14,933 Cr
- Net profit (annual)
- ₹83,299 Cr
- P/E (TTM)
- 10.5×Sector 22.0×
- Promoter holding
- 55.47%-0.05% QoQ
- FII holding
- 10.81%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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