ALFA Finder| Revenue growth | Interest income grew 4.53% YoY; Fee income grew 14.17%. |
|---|---|
| Margins | NIMs declining: Domestic NIM at 3.03% vs 3.21% in FY25. |
| Demand visibility | High; robust growth across SME (20.99%) and Agri (19.68%) segments. |
| Management confidence | Strong; highlighted 'unmatched liability franchise' and 'best in class asset quality'. |
Growth
Net profit grew 12.88% YoY; Advances rose 16.87% to ₹49.3 trillion; Deposits increased 11.03% to ₹59.8 trillion.
Outlook
Focus on digital leadership via YONO (10.02cr users) and maintaining domestic market share above 22%.
Risks
NIM compression noted (Whole Bank NIM down 17bps YoY to 2.91%) and potential cost pressures in a competitive deposit environment.
Earnings Call filed with BSE, NSE: SBIN. Summary written with AI assistance from the document.
State Bank of India: key numbers
- Share price
- ₹1,061.20
- Market cap
- ₹9,79,553 Cr
- Revenue (annual)
- ₹5,14,933 Cr
- Net profit (annual)
- ₹83,299 Cr
- P/E (TTM)
- 10.8×Sector 20.8×
- Promoter holding
- 55.45%-0.02% QoQ
- FII holding
- 11.07%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from State Bank of India
All →State Bank of India Other Announcement
State Bank of India submitted a security cover certificate for the quarter ended September 30, 2026. The certificate confirms nil security cover as the listed debt securities are unsecured.
State Bank of India Investor Presentation: Key Takeaways
Q2FY27 net profit ₹23,038 Cr (+14.28% YoY), operating profit ₹34,226 Cr (+7.28%), NII +14.69%. GNPA 1.39%, CRAR 16.09%. Profit includes one-time gains.
State Bank of India Results Update
SBI's Q2FY27 PAT grew 14.28% YoY to ₹23,038 crore. Advances and deposits reached ₹52 and ₹63 trillion respectively.
State Bank of India Q2 FY27 Results: Net Profit ₹25,361 Cr, Up 20.0% YoY
State Bank of India reported revenue from operations of ₹141,073 Cr (+10.3% YoY) and net profit of ₹25,361 Cr (+20.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹25,361 Cr · +20.0% YoY
State Bank of India Debt & Borrowing: ₹781 Cr
SBI paid ₹781 Crore annual interest on its Basel III Tier 2 bonds on 2 November 2026. No delay or change in payment frequency was reported.
- Value
- ₹781.0 Cr
State Bank of India Debt & Borrowing: ₹399 Cr
State Bank of India paid ₹399 Crore annual interest on its AT1 bond series INE062A08462. Payment was made on October 26, 2026 after holiday shifts.
- Value
- ₹399.0 Cr