ALFA Finder| Revenue growth | Interest income grew 4.53% YoY; Fee income up 14.17%. |
|---|---|
| Margins | Domestic NIM at 3.03%, down from 3.21% in FY25. |
| Demand visibility | Strong credit growth across SME (20.99%) and Agri (19.68%) segments. |
| Management confidence | High; highlighted record profits and 'two-decadal low' NPA ratios. |
Growth
Total advances grew 16.87% YoY to ₹49 trillion; deposits increased 11.03% YoY to ₹59.8 trillion.
Outlook
Strong capital adequacy (15.40%) and high quality asset book (~45% AAA) support continued expansion.
Risks
NIM (Whole Bank) compressed 17 bps YoY to 2.91%; slippage ratio stands at 0.54%.
Earnings Call filed with NSE, NSE: SBIN. Summary written with AI assistance from the document.
State Bank of India: key numbers
- Share price
- ₹1,061.20
- Market cap
- ₹9,79,553 Cr
- Revenue (annual)
- ₹5,14,933 Cr
- Net profit (annual)
- ₹83,299 Cr
- P/E (TTM)
- 10.8×Sector 20.8×
- Promoter holding
- 55.45%-0.02% QoQ
- FII holding
- 11.07%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from State Bank of India
All →State Bank of India Other Announcement
State Bank of India submitted a security cover certificate for the quarter ended September 30, 2026. The certificate confirms nil security cover as the listed debt securities are unsecured.
State Bank of India Investor Presentation: Key Takeaways
Q2FY27 net profit ₹23,038 Cr (+14.28% YoY), operating profit ₹34,226 Cr (+7.28%), NII +14.69%. GNPA 1.39%, CRAR 16.09%. Profit includes one-time gains.
State Bank of India Results Update
SBI's Q2FY27 PAT grew 14.28% YoY to ₹23,038 crore. Advances and deposits reached ₹52 and ₹63 trillion respectively.
State Bank of India Q2 FY27 Results: Net Profit ₹25,361 Cr, Up 20.0% YoY
State Bank of India reported revenue from operations of ₹141,073 Cr (+10.3% YoY) and net profit of ₹25,361 Cr (+20.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹25,361 Cr · +20.0% YoY
State Bank of India Debt & Borrowing: ₹781 Cr
SBI paid ₹781 Crore annual interest on its Basel III Tier 2 bonds on 2 November 2026. No delay or change in payment frequency was reported.
- Value
- ₹781.0 Cr
State Bank of India Debt & Borrowing: ₹399 Cr
State Bank of India paid ₹399 Crore annual interest on its AT1 bond series INE062A08462. Payment was made on October 26, 2026 after holiday shifts.
- Value
- ₹399.0 Cr