| Revenue growth | Interest income grew 4.53% YoY; Fee income up 14.17%. |
|---|---|
| Margins | Domestic NIM at 3.03%, down from 3.21% in FY25. |
| Demand visibility | Strong credit growth across SME (20.99%) and Agri (19.68%) segments. |
| Management confidence | High; highlighted record profits and 'two-decadal low' NPA ratios. |
Growth
Total advances grew 16.87% YoY to ₹49 trillion; deposits increased 11.03% YoY to ₹59.8 trillion.
Outlook
Strong capital adequacy (15.40%) and high quality asset book (~45% AAA) support continued expansion.
Risks
NIM (Whole Bank) compressed 17 bps YoY to 2.91%; slippage ratio stands at 0.54%.
Earnings Call filed with NSE, NSE: SBIN. Summary written with AI assistance from the document.
State Bank of India: key numbers
- Share price
- ₹983.00
- Market cap
- ₹9,07,370 Cr
- Revenue (annual)
- ₹5,14,933 Cr
- Net profit (annual)
- ₹83,299 Cr
- P/E (TTM)
- 10.5×Sector 22.0×
- Promoter holding
- 55.47%-0.05% QoQ
- FII holding
- 10.81%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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