| Revenue growth | 17% YoY (Q4 FY26) |
|---|---|
| Margins | Consolidated PAT margin stable; Loan losses at 1.6% in Vehicle Finance |
| Demand visibility | Positive for HCV; recovering for SCV; moderate for LCV/PV |
| Management confidence | High; focusing on sustainable growth and strong collections |
Growth
Q4 FY26 consolidated revenue grew 17% YoY and PAT grew 19% YoY. FY26 PAT reached ₹5,485 Cr (up 16% YoY).
Outlook
Management targets calibrated growth in vehicle finance and market share gains in LAP through targeted rural expansion.
Risks
Potential moderate growth in LCV/PV segments due to high base effects and monsoon-linked tractor industry variability.
Earnings Call filed with NSE, NSE: CHOLAHLDNG. Summary written with AI assistance from the document.
Cholamandalam Financial Holdings Ltd: key numbers
- Share price
- ₹1,400.60
- Market cap
- ₹26,300 Cr
- Revenue (annual)
- ₹39,073 Cr
- Net profit (annual)
- ₹2,441 Cr
- P/E (TTM)
- 9.8×Sector 23.2×
- Promoter holding
- 46.43%+0.05% QoQ
- FII holding
- 13.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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