ALFA Finder| Revenue growth | Total income for Q4 FY26 grew 4.63% YoY. |
|---|---|
| Margins | NIM at 3.07% FY26; guidance to remain above 3%. |
| Order book | Corporate book at ₹1,09,945cr; RAM book 68%. |
| Demand visibility | Strong traction in RAM sectors; 25%+ growth in retail. |
| Management confidence | High; confident in meeting 14-16% credit growth targets. |
Growth
PAT up 15.43% FY26; Advances grew 18.76% to ₹3.44 lakh crore; Deposits up 13.38% to ₹4.67 lakh crore.
Outlook
Credit growth guidance 14-16%; deposit growth 10-12%; RAM/Corporate mix target 65:35; NIM target above 3%.
Risks
One-time DTA impact of ₹632cr; yield on advances dipped to 7.78% in Q4; potential ECL transition impacts.
Earnings Call filed with BSE, NSE: CENTRALBK. Summary written with AI assistance from the document.
Central Bank of India: key numbers
- Share price
- ₹32.04
- Market cap
- ₹29,001 Cr
- Revenue (annual)
- ₹36,168 Cr
- Net profit (annual)
- ₹4,524 Cr
- P/E (TTM)
- 6.0×Sector 20.8×
- Promoter holding
- 81.19%+0.00% QoQ
- FII holding
- 1.29%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Central Bank of India
All →Central Bank of India Management Change
Central Bank of India reported that Ms. Poppy Sharma, Chief General Manager, ceases to be a Senior Management Personnel after superannuation on 31 October 2026. This is a senior management departure.
Central Bank of India Adverse Business Impact
Central Bank of India reported a technical glitch in its RTGS outward system between October 15-17, 2026. The bank confirmed no customer suffered financial losses.
Central Bank of India Earnings Call Transcript: Key Takeaways
Central Bank of India delivered strong growth across RAM segments, significantly exceeding its own annual business and advances guidance.
Central Bank of India Results Update
Central Bank of India reported a 21.10% YoY increase in net profit to ₹1,469 crore for Q2 FY27. Total global business grew 20.54% to ₹8,89,541 crore.
- Value
- ₹1,469 Cr
- total branches
- 4622.0 branches
Central Bank of India Q2 FY27 Results: Net Profit ₹1,486 Cr, Up 20.6% YoY
Central Bank of India reported revenue from operations of ₹10,394 Cr (+18.4% YoY) and net profit of ₹1,486 Cr (+20.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹1,486 Cr · +20.6% YoY
Central Bank of India Other Announcement
Central Bank of India submitted its quarterly shareholding pattern under Regulation 31(1)(b). The bank also requested a two-year extension to meet minimum public shareholding requirements.