OnEMI Technology Solutions Earnings Call Transcript: Key Takeaways
Kashiv (OnEMI) delivers high growth and margin expansion by shifting toward higher-quality, less-leveraged borrowers.
- Call
- Guides 60% growth
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Kashiv (OnEMI) delivers high growth and margin expansion by shifting toward higher-quality, less-leveraged borrowers.
Q2 FY27: AUM ₹9,317 Cr (+68% YoY), PAT ₹125 Cr (+100% YoY), RoAAUM 5.78%, GNPA 2.18%. AUM growth guidance raised to 60%+ from 40%+.
Kisht reports robust 61% YoY AUM growth while aggressively pivoting toward high-quality customers to lower credit risk. Management leverages AI for collections and underwriting to sustain profitability amid sectoral stress in small-ticket loans.
OnEMI Technology (Kissht) reported strong Q1FY27 performance with AUM crossing ₹8,001 Cr, up 61% YoY, and PAT reaching ₹95 Cr.
OnEMI (Kissht) Q4 FY26 earnings transcript highlights successful listing and strong growth in AUM and PAT driven by AI-underwriting.
Kissht delivered explosive scale in FY26, leveraging proprietary AI for rapid customer segment pivots. Management maintains high optimism despite global headwinds, balancing aggressive growth with a cautious pause in specific high-risk regions.
OnEMI (Kissht) reports strong FY26 performance as a newly listed entity, crossing ₹7,066 Cr AUM with a focus on AI-driven underwriting and digital lending scale.