| Management target | Revenue FY27 |
|---|
| Revenue growth | 45% YoY growth in Total Income. |
|---|---|
| Margins | RoAAUM at 5.05%; expected reduction in cost of borrowings and opex. |
| Order book | AUM at ₹8,001 Cr; PL market projected 24% CAGR to FY30. |
| Demand visibility | Strong; cumulative customers served grew 26% YoY to 12.25 Mn. |
| Management confidence | High; tracking towards FY27 guidance following successful May 2026 listing. |
Growth
PAT grew 59% YoY to ₹95 Cr; Total Income rose 45% YoY to ₹677 Cr.
Outlook
Management confirmed tracking towards FY27 guidance with focus on increasing secured Loan Against Property (LAP) mix.
Risks
Sequential GNPA increased 13 bps to 2.25%; high concentration in unsecured Personal Loans (92.3% of AUM).
Last quarter's promises, checked
Delivered
- AUM growth north of 40% → delivered 61% YoY (= BEAT)
- Return on average AUM 4.5%-5% → delivered 5.05% (= BEAT)
- Gross NPA below 2.25% → delivered 2.25% (= BEAT)
Partly delivered
- ROE range 19-21% → delivered 16.9% annualized based on Q1 PAT (= MISS)
Investor Presentation filed with BSE, NSE: KISSHT. Summary written with AI assistance from the document.
OnEMI Technology Solutions Ltd: key numbers
- Share price
- ₹348.40
- Market cap
- ₹6,176 Cr
- Revenue (annual)
- ₹2,179 Cr
- Net profit (annual)
- ₹281.4 Cr
- P/E (TTM)
- 19.5×Sector 22.0×
- Promoter holding
- 24.80%
- FII holding
- 7.64%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from OnEMI Technology Solutions Ltd
All →OnEMI Technology Solutions Other Announcement
OnEMI Technology Solutions Ltd appointed Ms. Ramadevi Satish Venigalla as Secretarial Auditor for five consecutive financial years, approved at the company's 10th Annual General Meeting.
OnEMI Technology Solutions Annual General Meeting
OnEMI Technology Solutions Limited will hold an Extra-ordinary General Meeting on October 14, 2026, to approve a preferential issue of equity shares.
OnEMI Technology Solutions Annual General Meeting
OnEMI Technology Solutions Ltd issued a notice for an EGM to be held on October 14, 2026, to approve a preferential issue of equity shares worth ₹832.20 Crore.
- Value
- ₹832.2 Cr
OnEMI Technology Solutions Fund Raise of ₹832 Cr
OnEMI Technology (Kissht) Board approved raising approximately 832 Crore via preferential equity issue. 75% will fund subsidiary Si Creva to scale lending; 25% for corporate purposes.
- Value
- ₹832.0 Cr
OnEMI Technology Solutions Capital Structure Change
OnEMI Technology Solutions approved a preferential issue of up to 2.65 crore shares to investors at ₹314.11 per share. The issue targets raising approximately ₹832.20 Crore.
- Value
- ₹832.2 Cr
OnEMI Technology Solutions Board Meeting Date
OnEMI Technology Solutions scheduled a board meeting for September 17, 2026, to consider a proposal for raising funds via a preferential issue of securities.