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Earnings Call

OnEMI Technology Solutions Earnings Call: Key Takeaways

OnEMI (Kissht) Q4 FY26 earnings transcript highlights successful listing and strong growth in AUM and PAT driven by AI-underwriting.

Highlights
Revenue growth63% YoY for full year FY26.
MarginsYield compression expected as they move to higher quality customers.
Demand visibilityStrong organic demand; 40% of LAP from existing base.
Management confidenceHigh, citing strong AI-driven risk separation and capital adequacy.

Growth

FY26 Total Income reached ₹2,209cr (+63% YoY); PAT grew 75% YoY to ₹281cr; AUM grew 73% YoY to ₹7,066cr.

Outlook

Guidance of 40%+ AUM growth for FY27; ROA target 4.5%-5%; plans to add 80+ LAP branches.

Risks

Global environment headwinds, near-term yield compression, and LAP business still in investment phase (not yet breakeven).

Source

Earnings Call filed with BSE, NSE: KISSHT. Summary written with AI assistance from the document.

Read the document ↗

OnEMI Technology Solutions Ltd: key numbers

Share price
₹348.40
Market cap
₹6,176 Cr
Revenue (annual)
₹2,179 Cr
Net profit (annual)
₹281.4 Cr
P/E (TTM)
19.5×Sector 22.0×
Promoter holding
24.80%
FII holding
7.64%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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18:50 IST BSE
Other Announcement

OnEMI Technology Solutions Other Announcement

OnEMI Technology Solutions Ltd appointed Ms. Ramadevi Satish Venigalla as Secretarial Auditor for five consecutive financial years, approved at the company's 10th Annual General Meeting.

18:06 IST NSE
Annual General Meeting

OnEMI Technology Solutions Annual General Meeting

OnEMI Technology Solutions Limited will hold an Extra-ordinary General Meeting on October 14, 2026, to approve a preferential issue of equity shares.

18:02 IST BSE
Annual General Meeting

OnEMI Technology Solutions Annual General Meeting

OnEMI Technology Solutions Ltd issued a notice for an EGM to be held on October 14, 2026, to approve a preferential issue of equity shares worth ₹832.20 Crore.

Value
₹832.2 Cr
10:33 IST BSE
Fund Raise

OnEMI Technology Solutions Fund Raise of ₹832 Cr

OnEMI Technology (Kissht) Board approved raising approximately 832 Crore via preferential equity issue. 75% will fund subsidiary Si Creva to scale lending; 25% for corporate purposes.

Value
₹832.0 Cr
21:54 IST BSE
Capital Structure Change

OnEMI Technology Solutions Capital Structure Change

OnEMI Technology Solutions approved a preferential issue of up to 2.65 crore shares to investors at ₹314.11 per share. The issue targets raising approximately ₹832.20 Crore.

Value
₹832.2 Cr
13:27 IST BSE
Board Meeting Date

OnEMI Technology Solutions Board Meeting Date

OnEMI Technology Solutions scheduled a board meeting for September 17, 2026, to consider a proposal for raising funds via a preferential issue of securities.