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Earnings Call

OnEMI Technology Solutions Earnings Call: Key Takeaways

OnEMI (Kissht) reports strong FY26 performance as a newly listed entity, crossing ₹7,066 Cr AUM with a focus on AI-driven underwriting and digital lending scale.

Highlights
Revenue growth63% YoY Total Income growth in FY26.
MarginsRoAAUM at 5.05%; guidance targets 4.5-5.0% for FY27.
Order bookAUM at ₹7,066 Cr; 11.76 Mn cumulative customers served.
Demand visibilityStrong; targeting mass-market credit opportunity projected at ₹33.4 Tn by FY30.
Management confidenceHigh; citing robust governance and AI-led risk frameworks.

Growth

FY26 PAT grew 75% YoY to ₹281 Cr; Total Income up 63% to ₹2,209 Cr. AUM increased 73% YoY.

Outlook

FY27 guidance: 40%+ AUM growth, GNPA <2.25%, RoAAUM 4.5-5.0%, and RoAE 19-21%.

Risks

Sector navigation of post-FY25 overleverage concerns; maintaining asset quality while scaling unsecured personal loan portfolios.

Source

Earnings Call filed with NSE, NSE: KISSHT. Summary written with AI assistance from the document.

Read the document ↗

OnEMI Technology Solutions Ltd: key numbers

Share price
₹348.40
Market cap
₹6,176 Cr
Revenue (annual)
₹2,179 Cr
Net profit (annual)
₹281.4 Cr
P/E (TTM)
19.5×Sector 22.0×
Promoter holding
24.80%
FII holding
7.64%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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18:50 IST BSE
Other Announcement

OnEMI Technology Solutions Other Announcement

OnEMI Technology Solutions Ltd appointed Ms. Ramadevi Satish Venigalla as Secretarial Auditor for five consecutive financial years, approved at the company's 10th Annual General Meeting.

18:06 IST NSE
Annual General Meeting

OnEMI Technology Solutions Annual General Meeting

OnEMI Technology Solutions Limited will hold an Extra-ordinary General Meeting on October 14, 2026, to approve a preferential issue of equity shares.

18:02 IST BSE
Annual General Meeting

OnEMI Technology Solutions Annual General Meeting

OnEMI Technology Solutions Ltd issued a notice for an EGM to be held on October 14, 2026, to approve a preferential issue of equity shares worth ₹832.20 Crore.

Value
₹832.2 Cr
10:33 IST BSE
Fund Raise

OnEMI Technology Solutions Fund Raise of ₹832 Cr

OnEMI Technology (Kissht) Board approved raising approximately 832 Crore via preferential equity issue. 75% will fund subsidiary Si Creva to scale lending; 25% for corporate purposes.

Value
₹832.0 Cr
21:54 IST BSE
Capital Structure Change

OnEMI Technology Solutions Capital Structure Change

OnEMI Technology Solutions approved a preferential issue of up to 2.65 crore shares to investors at ₹314.11 per share. The issue targets raising approximately ₹832.20 Crore.

Value
₹832.2 Cr
13:27 IST BSE
Board Meeting Date

OnEMI Technology Solutions Board Meeting Date

OnEMI Technology Solutions scheduled a board meeting for September 17, 2026, to consider a proposal for raising funds via a preferential issue of securities.