ALFA Finder| Revenue growth | 63% YoY Total Income growth in FY26. |
|---|---|
| Margins | RoAAUM at 5.05%; guidance targets 4.5-5.0% for FY27. |
| Order book | AUM at ₹7,066 Cr; 11.76 Mn cumulative customers served. |
| Demand visibility | Strong; targeting mass-market credit opportunity projected at ₹33.4 Tn by FY30. |
| Management confidence | High; citing robust governance and AI-led risk frameworks. |
Growth
FY26 PAT grew 75% YoY to ₹281 Cr; Total Income up 63% to ₹2,209 Cr. AUM increased 73% YoY.
Outlook
FY27 guidance: 40%+ AUM growth, GNPA <2.25%, RoAAUM 4.5-5.0%, and RoAE 19-21%.
Risks
Sector navigation of post-FY25 overleverage concerns; maintaining asset quality while scaling unsecured personal loan portfolios.
Earnings Call filed with NSE, NSE: KISSHT. Summary written with AI assistance from the document.
OnEMI Technology Solutions Ltd: key numbers
- Share price
- ₹353.65
- Market cap
- ₹7,238 Cr
- Revenue (annual)
- ₹2,179 Cr
- Net profit (annual)
- ₹281.4 Cr
- P/E (TTM)
- 19.1×Sector 20.8×
- Promoter holding
- 20.42%-4.38% QoQ
- FII holding
- 9.95%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from OnEMI Technology Solutions Ltd
All →OnEMI Technology Solutions Earnings Call Transcript: Key Takeaways
Kashiv (OnEMI) delivers high growth and margin expansion by shifting toward higher-quality, less-leveraged borrowers.
- Call
- Guides 60% growth
OnEMI Technology Solutions Results Update
Kissht reported Q2FY27 PAT of ₹125 Crore, doubling year-on-year, with AUM up 68% to ₹9,317 Crore. Press release accompanies unaudited Q2 and H1 FY27 results.
OnEMI Technology Solutions Investor Presentation: Key Takeaways
Q2 FY27: AUM ₹9,317 Cr (+68% YoY), PAT ₹125 Cr (+100% YoY), RoAAUM 5.78%, GNPA 2.18%. AUM growth guidance raised to 60%+ from 40%+.
OnEMI Technology Solutions Business Update
OnEMI Technology Solutions (Kissht) disclosed its Key Performance Indicators for the quarter ended 30 September 2026. The KPIs, including those defined in its May 2026 prospectus, are published on the company website.
OnEMI Technology Solutions Capital Structure Change
OnEMI will invest ₹624.15 Crore in its wholly owned subsidiary Si Creva via rights subscription. Funds come from preferential issue proceeds, completing by December 2026.
- Value
- ₹624.1 Cr
- Execution
- By end of December 2026
OnEMI Technology Solutions Acquisition Worth ₹624.1 Cr
OnEMI Technology's board approved a Rs.624.15 Crore cash investment in Si Creva Capital Services, subscribing 23,37,516 equity shares at Rs.2,670.14 each. Completion is indicated by end-December 2026.
- Value
- ₹624.1 Cr
- Execution
- By end of December 2026