| Management target | Revenue 40.0% FY27 |
|---|
| Revenue growth | Total income grew 45% YoY; AUM up 61% YoY. |
|---|---|
| Margins | Revenue margins compressed 249 bps due to higher high-quality customer mix. |
| Demand visibility | Strong demand from 74.6 million registered users and growing credit markets. |
| Management confidence | Balanced; focused on prudence and risk-adjusted growth over sheer volume. |
Growth
AUM grew 61% YoY to ₹8,001 Cr; Net Profit rose 59% to ₹95 Cr.
Outlook
Guiding 40%+ AUM growth and 15% reduction in credit costs for FY27.
Risks
Rising industry-wide defaults in small loans; management paused lending in 450 pin codes to contain risk.
Last quarter's promises, checked
Delivered
- Guided 40%+ AUM growth → delivered 61% YoY (= BEAT)
- Targeted ROA 4.5%-5% → delivered 5% (= BEAT)
- Targeted ROE 19%-21% → delivered 24% (= BEAT)
Partly delivered
- Targeted 10%-15% credit cost reduction → delivered 7% impairment in Q4 (= PARTIAL)
Missed
- Targeted GNPA below 2.25% → delivered 2.89% (= MISS)
Earnings Call Transcript filed with BSE, NSE: KISSHT. Summary written with AI assistance from the document.
OnEMI Technology Solutions Ltd: key numbers
- Share price
- ₹348.40
- Market cap
- ₹6,176 Cr
- Revenue (annual)
- ₹2,179 Cr
- Net profit (annual)
- ₹281.4 Cr
- P/E (TTM)
- 19.5×Sector 22.0×
- Promoter holding
- 24.80%
- FII holding
- 7.64%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from OnEMI Technology Solutions Ltd
All →OnEMI Technology Solutions Other Announcement
OnEMI Technology Solutions Ltd appointed Ms. Ramadevi Satish Venigalla as Secretarial Auditor for five consecutive financial years, approved at the company's 10th Annual General Meeting.
OnEMI Technology Solutions Annual General Meeting
OnEMI Technology Solutions Limited will hold an Extra-ordinary General Meeting on October 14, 2026, to approve a preferential issue of equity shares.
OnEMI Technology Solutions Annual General Meeting
OnEMI Technology Solutions Ltd issued a notice for an EGM to be held on October 14, 2026, to approve a preferential issue of equity shares worth ₹832.20 Crore.
- Value
- ₹832.2 Cr
OnEMI Technology Solutions Fund Raise of ₹832 Cr
OnEMI Technology (Kissht) Board approved raising approximately 832 Crore via preferential equity issue. 75% will fund subsidiary Si Creva to scale lending; 25% for corporate purposes.
- Value
- ₹832.0 Cr
OnEMI Technology Solutions Capital Structure Change
OnEMI Technology Solutions approved a preferential issue of up to 2.65 crore shares to investors at ₹314.11 per share. The issue targets raising approximately ₹832.20 Crore.
- Value
- ₹832.2 Cr
OnEMI Technology Solutions Board Meeting Date
OnEMI Technology Solutions scheduled a board meeting for September 17, 2026, to consider a proposal for raising funds via a preferential issue of securities.