ALFA Finder| Revenue growth | Income grew 63% YoY to ₹2,209cr in FY26. |
|---|---|
| Margins | Near-term yield compression expected as the company targets higher-quality borrowers. |
| Demand visibility | Strong structural credit opportunity in India despite global macro headwinds. |
| Management confidence | Balanced; combining aggressive growth targets with prudent regional lending pauses. |
Growth
AUM surged 73% YoY to ₹7,066cr; FY26 total income reached ₹2,209cr, up 63% YoY with organic acquisition hitting 30%.
Outlook
Guided north of 40% AUM growth for FY27 targeting ROA of 4.5% to 5.0%.
Risks
Potential margin compression from targeting higher-quality segments and execution risks in the non-core LAP segment expansion.
Earnings Call filed with NSE, NSE: KISSHT. Summary written with AI assistance from the document.
OnEMI Technology Solutions Ltd: key numbers
- Share price
- ₹358.50
- Market cap
- ₹7,338 Cr
- Revenue (annual)
- ₹2,179 Cr
- Net profit (annual)
- ₹281.4 Cr
- P/E (TTM)
- 19.3×Sector 20.8×
- Promoter holding
- 20.42%-4.38% QoQ
- FII holding
- 9.95%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from OnEMI Technology Solutions Ltd
All →OnEMI Technology Solutions Earnings Call Transcript: Key Takeaways
Kashiv (OnEMI) delivers high growth and margin expansion by shifting toward higher-quality, less-leveraged borrowers.
- Call
- Guides 60% growth
OnEMI Technology Solutions Results Update
Kissht reported Q2FY27 PAT of ₹125 Crore, doubling year-on-year, with AUM up 68% to ₹9,317 Crore. Press release accompanies unaudited Q2 and H1 FY27 results.
OnEMI Technology Solutions Investor Presentation: Key Takeaways
Q2 FY27: AUM ₹9,317 Cr (+68% YoY), PAT ₹125 Cr (+100% YoY), RoAAUM 5.78%, GNPA 2.18%. AUM growth guidance raised to 60%+ from 40%+.
OnEMI Technology Solutions Business Update
OnEMI Technology Solutions (Kissht) disclosed its Key Performance Indicators for the quarter ended 30 September 2026. The KPIs, including those defined in its May 2026 prospectus, are published on the company website.
OnEMI Technology Solutions Capital Structure Change
OnEMI will invest ₹624.15 Crore in its wholly owned subsidiary Si Creva via rights subscription. Funds come from preferential issue proceeds, completing by December 2026.
- Value
- ₹624.1 Cr
- Execution
- By end of December 2026
OnEMI Technology Solutions Acquisition Worth ₹624.1 Cr
OnEMI Technology's board approved a Rs.624.15 Crore cash investment in Si Creva Capital Services, subscribing 23,37,516 equity shares at Rs.2,670.14 each. Completion is indicated by end-December 2026.
- Value
- ₹624.1 Cr
- Execution
- By end of December 2026