LIC Housing Finance Earnings Call Transcript: Key Takeaways
Management is pivoting toward higher-yield segments like LAP and project finance to offset stagnant retail growth and intense banking competition.
- Call
- Guides 13% growth
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Management is pivoting toward higher-yield segments like LAP and project finance to offset stagnant retail growth and intense banking competition.
Q2 FY27 PAT ₹1508.78 cr (+11%); revenue ₹7175 cr (+1%); loan book +5% to ₹3.26 lakh cr; Stage 3 improved to 2.05%.
LIC Housing Finance released its Q2 FY27 press release, reporting Rs 1,508.78 Crore PAT, up 11%. It carries P&L highlights but no new transaction or event amount.
LIC Housing Finance reported a 1.24x security cover on listed secured NCDs. It is a Regulation 54 certificate with no new event amount.
LIC Housing Finance Ltd reported revenue from operations of ₹7,194 Cr (+1.5% YoY) and net profit of ₹1,507 Cr (+11.6% YoY) for Q2 FY27.
LIC Housing Finance's postal ballot approved Sandeep Kumar as MD & CEO, with 98.96% votes in favour. Scrutinizer report and voting results were filed.
LIC Housing Finance scheduled a board meeting on October 30, 2026, to consider and approve un-audited financial results for the quarter and half-year ended September 30, 2026.
LIC Housing Finance Ltd has filed its quarterly shareholding pattern for the period ended September 30, 2026, as per regulatory requirements.
LIC Housing Finance has issued a postal ballot notice to seek shareholder approval for appointing Shri Sandeep Kumar as the company's new MD & CEO.