| Management target | Revenue 13.0% FY27 |
|---|
| Revenue growth | Revenue ₹7,175 Cr, up 1.4% YoY; disbursements up 11%. |
|---|---|
| Margins | NIM stable at 2.58%; focused on high-yield LAP for expansion. |
| Demand visibility | Resilient urban demand; festive season expected to support credit growth. |
| Management confidence | Balanced; optimistic about yield pivot despite aggressive banking competition. |
Growth
AUM grew 5% YoY; disbursements rose 11% YoY, driven by a 21% sequential jump.
Outlook
Management guides for 12-14% disbursement growth and NIMs between 2.5% to 2.6% for FY27.
Risks
Heavy project finance NPAs (20%) and high prepayment rates (12%) remain structural drags on AUM growth.
Earnings Call Transcript filed with NSE, NSE: LICHSGFIN. Summary written with AI assistance from the document.
LIC Housing Finance Ltd: key numbers
- Share price
- ₹495.30
- Market cap
- ₹27,245 Cr
- Revenue (annual)
- ₹28,837 Cr
- Net profit (annual)
- ₹5,604 Cr
- P/E (TTM)
- 4.6×Sector 19.1×
- Promoter holding
- 45.24%+0.00% QoQ
- FII holding
- 18.93%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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LIC Housing Finance Results Update
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- Key figure
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