Capital Small Finance Bank Earnings Call Transcript: Key Takeaways
Q2 FY27 PAT ₹46 Cr (+31% YoY), NIM 4.24%, GNPA 2.36%. Advances +23% YoY. Management deflected on IRDAI banca fee risk and offered no guidance upgrade.
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Q2 FY27 PAT ₹46 Cr (+31% YoY), NIM 4.24%, GNPA 2.36%. Advances +23% YoY. Management deflected on IRDAI banca fee risk and offered no guidance upgrade.
Q2FY27 PAT Rs46 Cr (+31% YoY), NII +24%, advances Rs9,755 Cr (+23% YoY), GNPA 2.36%. Vision 2029 targets 2x advances and 1.5x branches.
Capital SFB reported Q1 FY27 PAT of ₹41.3 Cr, up 29% YoY, with gross advances growing 22% to ₹9,074 Cr. Strategy focuses on secured lending and retail-centric deposit growth.
Capital SFB reported strong Q1FY27 results with 29% YoY PAT growth to INR 41 Cr and 22% Advance growth. Strategy focuses on secured lending (97.4%) and granular retail deposits.
Capital SFB reported steady Q4 FY26 results with total deposits crossing ₹10,000Cr and gross advances reaching ₹8,687Cr, while maintaining asset quality.
Capital Small Finance Bank reports Q4FY26 PAT growth of 17% YoY. Strategy focuses on secured middle-income lending (98%+ secured) and expanding branch footprint outside Punjab.
Capital SFB delivered Q4FY26 PAT growth of 17% YoY to ₹40cr, with total deposits crossing ₹10,018cr. Focus remains on middle-income segments and secured lending.
Capital SFB reports 17% YoY PAT growth in Q4FY26 with 21% growth in advances. Strategy focuses on middle-income segments and 98%+ secured lending.
Capital SFB delivered Q4FY26 PAT growth of 17% YoY and advances growth of 21%. The bank maintains a focus on middle-income customers with 98%+ secured lending and a strong retail deposit franchise.