| Revenue growth | Interest Earned grew 19% YoY to ₹274cr in Q4FY26. |
|---|---|
| Margins | NIM improved to 4.06% in Q4FY26 vs 4.01% in Q3FY26. |
| Demand visibility | Strong growth in MSME (9% QoQ) and LAP (4% QoQ) segments. |
Growth
FY26 PAT at ₹141cr (up 7-10% YoY); Gross advances reached ₹8,687cr (up 21%).
Outlook
Vision 2029 targets: ₹16k+ cr advances, 300+ branches, and RoA of 1.6%+.
Risks
High concentration in home state Punjab (82.5% of advances) and slight QoQ NIM compression.
Earnings Call filed with NSE, NSE: CAPITALSFB. Summary written with AI assistance from the document.
Capital Small Finance Bank Ltd: key numbers
- Share price
- ₹282.75
- Market cap
- ₹1,286 Cr
- Revenue (annual)
- ₹1,049 Cr
- Net profit (annual)
- ₹141.4 Cr
- P/E (TTM)
- 8.5×Sector 22.0×
- Promoter holding
- 18.29%+0.28% QoQ
- FII holding
- 0.59%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Capital Small Finance Bank Ltd
All →Capital Small Finance Bank Earnings Call Transcript: Key Takeaways
Capital SFB reported Q1 FY27 PAT of ₹41.3 Cr, up 29% YoY, with gross advances growing 22% to ₹9,074 Cr. Strategy focuses on secured lending and retail-centric deposit growth.
- Call
- Guides 22% growth
Capital Small Finance Bank Investor Presentation: Key Takeaways
Capital SFB reported strong Q1FY27 results with 29% YoY PAT growth to INR 41 Cr and 22% Advance growth. Strategy focuses on secured lending (97.4%) and granular retail deposits.
- Call
- Guides 100% growth
Capital Small Finance Bank Q1 FY27 Results: Net Profit ₹41.3 Cr, Up 29.1% YoY
Capital Small Finance Bank Ltd reported revenue from operations of ₹288.2 Cr (+16.6% YoY) and net profit of ₹41.3 Cr (+29.1% YoY) for Q1 FY27.
- Key figure
- Net profit ₹41.3 Cr · +29.1% YoY
Capital Small Finance Bank Earnings Call: Key Takeaways
Capital SFB reported steady Q4 FY26 results with total deposits crossing ₹10,000Cr and gross advances reaching ₹8,687Cr, while maintaining asset quality.
Capital Small Finance Bank Earnings Call: Key Takeaways
Capital Small Finance Bank reports Q4FY26 PAT growth of 17% YoY. Strategy focuses on secured middle-income lending (98%+ secured) and expanding branch footprint outside Punjab.
Capital Small Finance Bank Earnings Call: Key Takeaways
Capital SFB delivered Q4FY26 PAT growth of 17% YoY to ₹40cr, with total deposits crossing ₹10,018cr. Focus remains on middle-income segments and secured lending.