| Revenue growth | NII +24% YoY; PAT +31% YoY |
|---|---|
| Margins | NIM 4.24% vs 4.21% Q1FY27, 4.04% Q2FY26 |
| Demand visibility | Disbursements Rs1,095 Cr, +36% YoY |
Growth
Q2 NII Rs139 Cr (+24% YoY), PPOP Rs68 Cr (+31%), PAT Rs46 Cr (+31%). H1 PAT Rs87 Cr (+30%).
Outlook
Vision FY29 (endeavour): advances 16k+ Cr, branches 300+, RoA 1.6%++, RoE 15%++. 30%+ branches outside Punjab.
Risks
Deficit rainfall flagged for H1FY27 slippages. Cost-to-income edged up to 59.8% from 59.5% in Q1FY27.
Investor Presentation filed with NSE, NSE: CAPITALSFB. Summary written with AI assistance from the document.
Capital Small Finance Bank Ltd: key numbers
- Share price
- ₹264.00
- Market cap
- ₹1,201 Cr
- Revenue (annual)
- ₹1,049 Cr
- Net profit (annual)
- ₹141.4 Cr
- P/E (TTM)
- 8.0×Sector 19.7×
- Promoter holding
- 18.29%+0.00% QoQ
- FII holding
- 3.14%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Capital Small Finance Bank Ltd
All →Capital Small Finance Bank Results Update
Capital SFB's Q2 FY27 PAT rose 30.7% year-on-year to ₹45.61 crore, while advances grew 23.4%. Asset quality improved, with GNPA at 2.36% and NNPA at 1.12%.
Capital Small Finance Bank Management Change
Capital Small Finance Bank's board approved two independent director appointments pending shareholder approval. Joseph D'souza is regularised and Nageswara Rao Yalamanchili reappointed.
- Execution
- Joseph Conrad Agnelo D'souza: 5 years from September 28, 2026. Nageswara Rao Yalamanchili: 3 consecutive years from June 29, 2027.
Capital Small Finance Bank Q2 FY27 Results: Net Profit ₹45.6 Cr, Up 30.7% YoY
Capital Small Finance Bank Ltd reported revenue from operations of ₹300.8 Cr (+17.3% YoY) and net profit of ₹45.6 Cr (+30.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹45.6 Cr · +30.7% YoY
Capital Small Finance Bank Employee Stock Options
Capital SFB's NRC approved vesting of 3,71,400 ESOP options (60% of outstanding) to employees. Vested options are exercisable within one year from vesting date.
Capital Small Finance Bank Board Meeting Date
Capital Small Finance Bank meets 29 October 2026 to consider September results, Tier II bonds and ESOP changes. Trading window closes 31 October.
Capital Small Finance Bank Other Announcement
The company submitted its quarterly shareholding pattern for the period ended September 30, 2026, in compliance with SEBI Regulation 31(1)(b).