Bank of India

Bank of India Other Announcement

Bank of India revised its MCLR effective November 1, 2026, lifting the 3-month rate to 8.45%. Fixed Rate Spread rates were also changed.

Bank of India Investor Presentation: Key Takeaways

Q2 FY27 net profit ₹3,202 Cr (+25% YoY); global business ₹18.93 lakh Cr (+21%); gross NPA 1.60% (from 2.54%). NIM 2.47%. Growth led by RAM; FCNR-scheme deposits.

Bank of India Results Update

Bank of India released its unaudited Q2 and H1 FY27 results, with Q2 net profit up 25.34% YoY to ₹3,202 Crore. Global business grew 21.13% YoY to ₹18,92,601 Crore.

Bank of India Q2 FY27 Results: Net Profit ₹3,309 Cr, Up 28.4% YoY

Bank of India reported revenue from operations of ₹21,370 Cr (+15.4% YoY) and net profit of ₹3,309 Cr (+28.4% YoY) for Q2 FY27.

Key figure

Net profit ₹3,309 Cr · +28.4% YoY

Bank of India Other Announcement

Bank of India filed its quarterly Reconciliation of Share Capital Audit Report for Q1 FY27. The routine SEBI Reg 76(1) compliance certificate contains no transaction or business event.

Bank of India Board Meeting Date

Bank of India will hold a board meeting on October 23, 2026. The board will consider and approve unaudited financial results for the quarter ended September 30, 2026.

Bank of India ED Probe / Tax Survey

Bank of India has declared an exposure of ₹575.40 Crore in Future Enterprise Ltd. as fraud, complying with regulatory disclosure requirements.

Value

₹575.4 Cr

Bank of India Other Announcement

Bank of India has revised its Repo Based Lending Rate (RBLR) to 8.35% effective from October 7, 2026, following the RBI's repo rate hike.

Bank of India Other Announcement

Bank of India filed its half-yearly statement of outstanding debt securities as of September 30, 2026, pursuant to SEBI circulars. The total outstanding bond value is Rs. 31,190 Crore.

Value

₹31,190 Cr

Bank of India Business Update

Bank of India released provisional business figures for Q2 FY27, including global business of Rs. 18,91,663 Crore and global deposits of Rs. 10,37,618 Crore as on September 30, 2026.

Bank of India Credit Rating

Bank of India received 'BBB' and 'BBB-' ratings from S&P and Fitch, respectively, for its newly established USD 1 billion Euro Medium Term Note Programme.

Bank of India Debt & Borrowing: ₹1,864 Cr

Bank of India redeemed Rs.1,800 Crore of its 7.14% Tier II Bonds Series XV. The bank also paid broken period interest of Rs.64.08 Crore.

Value

₹1,864 Cr

Bank of India Other Announcement

Bank of India announced that its MCLR remains unchanged, while updating its Fixed Rate Spread (FRS) effective October 1, 2026. The 1-year MCLR stands at 8.80%.

Bank of India Debt & Borrowing: ₹9,500 Cr

Bank of India has established a USD 1 Billion Euro Medium Term Note (EMTN) Programme. This framework enables the Bank to issue debt notes in international markets.

Value

₹9,500 Cr

Bank of India Investor Presentation: Key Takeaways

Bank of India's Q1FY27 presentation highlights strong growth with Net Profit up 36.23% YoY. The bank is pivoting toward a higher-yielding RAM portfolio and maintaining healthy asset quality.

Bank of India Credit Rating

S&P Global Ratings assigned Bank of India BBB long-term and A-2 short-term issuer credit ratings. The stable outlook reflects a high likelihood of government support.

Bank of India Adverse Business Impact

Bank of India employees' unions have served a strike notice for September and October 2026. The bank warns that branch operations may be affected if the strikes materialize.

Bank of India Debt & Borrowing

Bank of India will exercise a call option to redeem its 7.14% Tier II Bonds Series XV on September 30, 2026. The record date is September 15, 2026.

Bank of India Other Announcement

Bank of India announced changes to its Fixed Rate Spread effective September 1, 2026. Marginal Cost of Fund based Lending Rate and RBLR remain unchanged.

Bank of India Credit Rating

Bank of India announced that Acuite Ratings & Research has reaffirmed the credit ratings for its Basel-III compliant Additional Tier I and Tier II bonds.

Bank of India Credit Rating

Infomerics Ratings has reaffirmed the IVR AAA/Stable rating for Bank of India's Basel III compliant Tier II bond programme, valued at ₹1,800 Crore.

Value

₹1,800 Cr

Bank of India Credit Rating

Infomerics has reaffirmed the 'AAA' credit rating with a 'Stable' outlook for Bank of India's Basel-III compliant Tier II Bonds. This update confirms the bank's existing credit standing.

Bank of India Debt & Borrowing: ₹9,500 Cr

Bank of India's board approved raising foreign currency funds through a Medium-Term Note (MTN) programme of up to USD 1 billion (approx. ₹9,500 Crore) in USD bonds.

Value

₹9,500 Cr

Execution

Multiple tranches up to 31-December-2026

Bank of India Management Change

Bank of India has appointed Shri Raj Kumar Sharma as a Part-time Non-Official Director on its Board, effective from August 13, 2026.