| Revenue growth | NII +19% YoY; non-interest income +25% YoY |
|---|---|
| Margins | NIM 2.47% vs 2.41% YoY; cost of funds up to 5.16% |
| Demand visibility | RAM 58.63% of domestic advances; retail +19.27% YoY |
Growth
Net profit ₹3,202 Cr (+25% YoY); operating profit ₹5,089 Cr (+33%); NII ₹7,007 Cr (+19%); advances +20.58%, deposits +21.59% YoY.
Outlook
No explicit numerical guidance given. Priority sector 46.24% of ANBC versus 40% target; RAM 58.63% of domestic advances.
Risks
CASA fell to 34.16% from 39.39%. Cost of funds rose to 5.16%. FCNR-scheme deposits flatter growth; ex-scheme business mix +18.48% YoY.
Investor Presentation filed with BSE, NSE: BANKINDIA. Summary written with AI assistance from the document.
Bank of India: key numbers
- Share price
- ₹132.90
- Market cap
- ₹60,505 Cr
- Revenue (annual)
- ₹75,613 Cr
- Net profit (annual)
- ₹10,306 Cr
- P/E (TTM)
- 4.8×Sector 19.7×
- Promoter holding
- 73.38%+0.00% QoQ
- FII holding
- 7.58%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Key figure
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- Value
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