Bandhan Bank is pivoting from its MFI roots toward a universal banking model, with non-EEB growth and secured assets stabilizing the balance sheet despite CASA pressure and transitionary headwinds in housing.
Q1FY27 shows Bandhan Bank focusing on diversification with a 56.8% secured mix and 62.1% non-east advance share. Operating profit at ₹13.6 bn and PAT at ₹5.0 bn reflect stability amid credit cost reduction to 1.8%.
Bandhan Bank reported FY26 Net Profit of ₹1,223.56 Cr on Total Income of ₹24,423.14 Cr. Results show a decrease in annual profit compared to FY25 despite steady income growth.
Bandhan Bank reports Q1FY27 Net Interest Income of ₹29.2 bn (+5.9% YoY) and PAT of ₹5.0 bn (+34.9% YoY). Strategy focuses on diversifying towards a higher secured asset mix and retail deposits.
Bandhan Bank Q4FY26 shows pivot towards secured lending (56.2%) and retail deposits (73.7%). PAT grew 68% YoY to ₹5.3 bn despite declining operating profits.
Bandhan Bank delivered healthy Q4FY26 results with PAT growing 68% YoY to ₹534 crore. Strategy focuses on diversification with secured loans now forming 56% of total advances and retail deposits reaching 74%.
Bandhan Bank reports FY26 PAT of ₹1,223.56cr, down from ₹2,745.30cr YoY. Net Profit for Q4 FY26 stood at ₹534.14cr. Total Income for FY26 reached ₹24,423.14cr.