ALFA Finder| Revenue growth | NII grew 1.4% YoY to ₹2,796 crore in Q4. |
|---|---|
| Margins | NIM improved to 6.2%; targeting 6.5% on earning assets by FY27. |
| Demand visibility | Targeting 14-15% credit growth; deposit environment remains competitive. |
| Management confidence | High; citing green shoots in EEB and strong secured book growth. |
Growth
Gross advances grew 13% YoY to ₹1.54 lakh crore; retail term deposits surged 30% YoY.
Outlook
Guidance for FY27 ROA of 1.6%-1.8% and NIM improvement of 10-20 bps over next 2-3 quarters.
Risks
Elevated operating expenses due to IT and PSLC costs; potential impact of geopolitical tensions on credit costs.
Earnings Call filed with NSE, NSE: BANDHANBNK. Summary written with AI assistance from the document.
Bandhan Bank Ltd: key numbers
- Share price
- ₹171.55
- Market cap
- ₹27,639 Cr
- Revenue (annual)
- ₹21,689 Cr
- Net profit (annual)
- ₹1,224 Cr
- P/E (TTM)
- 14.8×Sector 20.8×
- Promoter holding
- 37.00%-0.54% QoQ
- FII holding
- 17.16%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bandhan Bank Ltd
All →Bandhan Bank Employee Stock Options
Bandhan Bank's board granted 32,98,871 stock options under ESOP Series 1 (Tranche 9) at Rs 151.91 per option. The options vest over four years, with each option convertible into one equity share.
Bandhan Bank Earnings Call Transcript: Key Takeaways
Bandhan Bank is pivoting from its MFI roots toward a universal banking model, with non-EEB growth and secured assets stabilizing the balance sheet despite CASA pressure and transitionary headwinds in housing.
- Call
- Guides 14% growth
Bandhan Bank Investor Presentation: Key Takeaways
Q2FY27: PAT ₹6.2bn (+23.9% QoQ), NII ₹29.6bn (+14.4% YoY), operating profit ₹15.6bn (+18.8% YoY), NIM 6.1%, GNPA 3.1%. Secured mix rose to 57.3%.
Bandhan Bank Q2 FY27 Results: Net Profit ₹621.8 Cr, Up 455.7% YoY
Bandhan Bank Ltd reported revenue from operations of ₹5,754 Cr (+7.5% YoY) and net profit of ₹621.8 Cr (+455.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹621.8 Cr · +455.7% YoY
Bandhan Bank Price Movement Clarification
Bandhan Bank denies a Moneycontrol report linking it to First Abu Dhabi Bank acquisition talks, stating the reference in the article is factually incorrect.
Bandhan Bank Other Announcement
Bandhan Bank Ltd has submitted its quarterly shareholding pattern for the period ended September 30, 2026, as required by regulatory compliance.