| Revenue growth | NII grew 1.4% YoY to ₹2,796 crore in Q4. |
|---|---|
| Margins | NIM improved to 6.2%; targeting 6.5% on earning assets by FY27. |
| Demand visibility | Targeting 14-15% credit growth; deposit environment remains competitive. |
| Management confidence | High; citing green shoots in EEB and strong secured book growth. |
Growth
Gross advances grew 13% YoY to ₹1.54 lakh crore; retail term deposits surged 30% YoY.
Outlook
Guidance for FY27 ROA of 1.6%-1.8% and NIM improvement of 10-20 bps over next 2-3 quarters.
Risks
Elevated operating expenses due to IT and PSLC costs; potential impact of geopolitical tensions on credit costs.
Earnings Call filed with NSE, NSE: BANDHANBNK. Summary written with AI assistance from the document.
Bandhan Bank Ltd: key numbers
- Share price
- ₹187.70
- Market cap
- ₹30,241 Cr
- Revenue (annual)
- ₹21,689 Cr
- Net profit (annual)
- ₹1,224 Cr
- P/E (TTM)
- 22.4×Sector 22.0×
- Promoter holding
- 37.54%-1.44% QoQ
- FII holding
- 18.64%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bandhan Bank Ltd
All →Bandhan Bank Other Announcement
Bandhan Bank updated its list of Key Managerial Personnel authorised to determine and disclose material events under SEBI regulations, effective September 26, 2026.
Bandhan Bank Credit Rating
Bandhan Bank Limited received reaffirmation of its credit ratings from ICRA for its outstanding Non-Convertible Debentures and Certificates of Deposit.
Bandhan Bank Price Movement Clarification
Bandhan Bank clarified that recent news about its new credit card launch is routine business. The bank stated the share price increase is market-driven.
Bandhan Bank Employee Stock Options
Bandhan Bank granted 1,04,87,996 stock options to eligible employees under ESOP Series 1. These options were granted at a price of Rs. 164.95 per option.
Bandhan Bank Management Change
Bandhan Bank announced the re-appointment of Mr. Rajinder Kumar Babbar as Executive Director & Chief Business Officer and changes in its senior management team.
Bandhan Bank Earnings Call Transcript: Key Takeaways
Q1FY27 shows Bandhan Bank focusing on diversification with a 56.8% secured mix and 62.1% non-east advance share. Operating profit at ₹13.6 bn and PAT at ₹5.0 bn reflect stability amid credit cost reduction to 1.8%.