| Management target | Revenue 14.0% FY27 |
|---|
| Revenue growth | Loan book grew 13.1% YoY; NII increased 14.5% YoY. |
|---|---|
| Margins | NIM stable at 6.1%; yield on EEB portfolio remains around 21%. |
| Demand visibility | Healthy momentum in retail assets and commercial vehicle financing noted. |
| Management confidence | Balanced confidence, emphasizing stabilization in EEB and strategic diversification. |
Growth
Loan book grew 13% YoY, led by 20% non-EEB growth. Secured assets now comprise 57.3% of total advances.
Outlook
Management targets 14% loan growth for FY27. Medium-term ROA aspiration remains between 1.6% and 1.8%.
Risks
CASA ratio declined 270bps QoQ to 26.7%; housing segment faces near-term asset quality challenges following structural verticalization.
Earnings Call Transcript filed with NSE, NSE: BANDHANBNK. Summary written with AI assistance from the document.
Bandhan Bank Ltd: key numbers
- Share price
- ₹155.36
- Market cap
- ₹25,031 Cr
- Revenue (annual)
- ₹21,689 Cr
- Net profit (annual)
- ₹1,224 Cr
- P/E (TTM)
- 13.4×Sector 19.7×
- Promoter holding
- 37.00%-0.54% QoQ
- FII holding
- 17.16%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bandhan Bank Ltd
All →Bandhan Bank Employee Stock Options
Bandhan Bank's board granted 32,98,871 stock options under ESOP Series 1 (Tranche 9) at Rs 151.91 per option. The options vest over four years, with each option convertible into one equity share.
Bandhan Bank Investor Presentation: Key Takeaways
Q2FY27: PAT ₹6.2bn (+23.9% QoQ), NII ₹29.6bn (+14.4% YoY), operating profit ₹15.6bn (+18.8% YoY), NIM 6.1%, GNPA 3.1%. Secured mix rose to 57.3%.
Bandhan Bank Q2 FY27 Results: Net Profit ₹621.8 Cr, Up 455.7% YoY
Bandhan Bank Ltd reported revenue from operations of ₹5,754 Cr (+7.5% YoY) and net profit of ₹621.8 Cr (+455.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹621.8 Cr · +455.7% YoY
Bandhan Bank Price Movement Clarification
Bandhan Bank denies a Moneycontrol report linking it to First Abu Dhabi Bank acquisition talks, stating the reference in the article is factually incorrect.
Bandhan Bank Other Announcement
Bandhan Bank Ltd has submitted its quarterly shareholding pattern for the period ended September 30, 2026, as required by regulatory compliance.
Bandhan Bank Board Meeting Date
Bandhan Bank scheduled a board meeting for October 28, 2026, to consider and approve the unaudited financial results for the quarter ended September 30, 2026.