Laxmi India Finance
H1 PAT ₹31.7 Cr (+66%) is headline; management leans on ex-DA-default PAT ₹36.34 Cr (+91%). Q2 PAT fell QoQ; FY27 guidance held despite rising credit cost.
ALFA Concalls
Every earnings call, live and summarised
Earnings calls
Every Laxmi India Finance earnings call we streamed: the live audio and our summary of what management said.
H1 PAT ₹31.7 Cr (+66%) is headline; management leans on ex-DA-default PAT ₹36.34 Cr (+91%). Q2 PAT fell QoQ; FY27 guidance held despite rising credit cost.
H1 PAT ₹31.7 Cr (+66%) is headline; management leans on ex-DA-default PAT ₹36.34 Cr (+91%). Q2 PAT fell QoQ; FY27 guidance held despite rising credit cost.
FY27 guide: AUM >₹2,000 Cr (~25%), NII and PAT +35–40%; FY28 guidance deferred; ROA target 3.5–3.75%.
Laxmi India Finance reported strong Q1 FY27 results, driven by 28% AUM growth and 70% PAT increase. Management is leveraging cheaper bank funding to expand NIMs while scaling its MSME-focused branch network across six states.
Laxmi India Finance Q4 FY26 earnings call highlights 27% AUM growth and 38% PAT growth, driven by secured MSME lending and branch expansion.
Laxmi India Finance delivered a solid Q4 FY26 with 27% AUM growth and 38.6% PAT growth, driven by expansion into new geographies like Maharashtra and Uttar Pradesh.
Laxmi India Finance delivered strong FY26 results with AUM growing 27.35% YoY to ₹1,626 Cr and PAT increasing 38.33% to ₹49.68 Cr, driven by branch expansion and improved NIMs.
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.