ALFA Finder| Revenue growth | NII grew 39% YoY to ₹161 Cr. |
|---|---|
| Margins | NIM expanded to 11.26% due to lower borrowing costs. |
| Demand visibility | Strong demand in Tier 2/3 markets for secured MSME loans. |
| Management confidence | High, citing robust underwriting and underpenetrated markets. |
Growth
AUM reached ₹1,626 Cr (+27% YoY); PAT at ₹49.7 Cr (+38% YoY). NII rose 39% to ₹161 Cr.
Outlook
Guidance of 30-35% AUM growth and 40-45% PAT growth; ROE target of 12-15% over medium term.
Risks
Vulnerability of semi-urban borrowers to rural slowdowns and rising competition in the MSME lending segment.
Earnings Call filed with BSE, NSE: LAXMIINDIA. Summary written with AI assistance from the document.
Laxmi India Finance Ltd: key numbers
- Share price
- ₹106.13
- Market cap
- ₹556.0 Cr
- Revenue (annual)
- ₹317.0 Cr
- Net profit (annual)
- ₹49.76 Cr
- P/E (TTM)
- 9.8×Sector 20.8×
- Promoter holding
- 60.17%+0.00% QoQ
- FII holding
- 1.60%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Laxmi India Finance Ltd
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Laxmi India Finance Limited will hold a board meeting on November 13, 2026, to approve unaudited financial results. The trading window remains closed until November 15, 2026.
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Laxmi India Finance Ltd paid monthly interest of Rs.0.07 Crore on its 3,000 secured NCDs on 28 October 2026. The payment was made on the due date, with no deviation reported.
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Laxmi India Finance Debt & Borrowing: ₹0.36 Cr
Laxmi India Finance paid Rs. 0.36 Crore interest on its Rs. 50 Crore NCDs on 23 October 2026, before the due date. No delay was reported.
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Laxmi India Finance Other Announcement
Laxmi India Finance Ltd submitted its quarterly shareholding pattern filing for the period ended September 30, 2026, in compliance with regulatory requirements.
Laxmi India Finance Debt & Borrowing: ₹0.86 Cr
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- Value
- ₹0.86 Cr