ALFA Finder| Revenue growth | Net Interest Income grew 39% YoY to ₹161 crore. |
|---|---|
| Margins | Yields stable; cost of borrowing improved from 11.48% to 10.80%. |
| Demand visibility | Strong demand in secured MSME and retail lending across semi-urban markets. |
| Management confidence | High confidence following IPO and credit rating upgrade to A Stable. |
Growth
AUM grew 27% YoY to ₹1,626 crore; PAT increased 38.6% to ₹49.7 crore, supported by branch expansion and improved funding costs.
Outlook
Guided AUM growth of 30-35% and PAT growth of 40-45% for the coming year.
Risks
Expansion into unfamiliar geographies carries execution risk; high reliance (82% AUM) on Rajasthan despite diversification efforts.
Earnings Call filed with NSE, NSE: LAXMIINDIA. Summary written with AI assistance from the document.
Laxmi India Finance Ltd: key numbers
- Share price
- ₹106.13
- Market cap
- ₹556.0 Cr
- Revenue (annual)
- ₹317.0 Cr
- Net profit (annual)
- ₹49.76 Cr
- P/E (TTM)
- 9.8×Sector 20.8×
- Promoter holding
- 60.17%+0.00% QoQ
- FII holding
- 1.60%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Laxmi India Finance Ltd
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Laxmi India Finance Ltd submitted its quarterly shareholding pattern filing for the period ended September 30, 2026, in compliance with regulatory requirements.
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