| Revenue growth | Net Interest Income grew 39% YoY to ₹161 crore. |
|---|---|
| Margins | Yields stable; cost of borrowing improved from 11.48% to 10.80%. |
| Demand visibility | Strong demand in secured MSME and retail lending across semi-urban markets. |
| Management confidence | High confidence following IPO and credit rating upgrade to A Stable. |
Growth
AUM grew 27% YoY to ₹1,626 crore; PAT increased 38.6% to ₹49.7 crore, supported by branch expansion and improved funding costs.
Outlook
Guided AUM growth of 30-35% and PAT growth of 40-45% for the coming year.
Risks
Expansion into unfamiliar geographies carries execution risk; high reliance (82% AUM) on Rajasthan despite diversification efforts.
Earnings Call filed with NSE, NSE: LAXMIINDIA. Summary written with AI assistance from the document.
Laxmi India Finance Ltd: key numbers
- Share price
- ₹122.06
- Market cap
- ₹639.5 Cr
- Revenue (annual)
- ₹317.0 Cr
- Net profit (annual)
- ₹49.76 Cr
- P/E (TTM)
- 11.3×Sector 22.0×
- Promoter holding
- 60.17%-0.14% QoQ
- FII holding
- 1.40%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Laxmi India Finance Ltd
All →Laxmi India Finance Debt & Borrowing: ₹0.37 Cr
Laxmi India Finance Ltd has successfully paid interest of Rs.0.37 Crore on its non-convertible debentures for the month ended September 24, 2026.
- Value
- ₹0.37 Cr
Laxmi India Finance Management Change
Laxmi India Finance Limited has appointed M/s. V.M. & Associates as its new Secretarial Auditor. The firm brings over three decades of professional experience.
Laxmi India Finance Other Announcement
Laxmi India Finance Limited appointed M/s V.M. & Associates as Secretarial Auditors for a five-year term, effective from April 1, 2026, as approved at the AGM.
Laxmi India Finance Annual General Meeting
Laxmi India Finance held its 29th Annual General Meeting on September 16, 2026. The meeting transacted various ordinary and special business items.
Laxmi India Finance Debt & Borrowing
Laxmi India Finance Limited has allotted non-convertible debt securities as per the regulatory filing. No financial value was specified for this issuance.
Laxmi India Finance Debt & Borrowing: ₹100 Cr
Laxmi India Finance allotted 1,00,000 non-convertible debentures (NCDs) aggregating to ₹100 Crore. These secured NCDs carry a 10.50% annual coupon and a 36-month tenure.
- Value
- ₹100.0 Cr
- Execution
- 36 months