ALFA Finder| Revenue growth | 29.32% YoY growth for FY26. |
|---|---|
| Margins | NIM expanded to 11.26% from 10.47% YoY. |
| Demand visibility | Strong, targeting 30% AUM CAGR in medium term. |
| Management confidence | High; successfully completed IPO in Aug 2025. |
Growth
Revenue grew 29% YoY to ₹319.6 Cr; PAT grew 38.3% to ₹49.7 Cr; AUM reached ₹1,626 Cr.
Outlook
Targeting 30% AUM CAGR, ROA of 3.50-3.75%, and ROE of 13.50-14.00% through calibrated geographic expansion.
Risks
Asset quality impacted by 'Up-Money' default (GNPA 2.13% vs 0.80% without default); geographic concentration in Rajasthan.
Earnings Call filed with BSE, NSE: LAXMIINDIA. Summary written with AI assistance from the document.
Laxmi India Finance Ltd: key numbers
- Share price
- ₹106.13
- Market cap
- ₹556.0 Cr
- Revenue (annual)
- ₹317.0 Cr
- Net profit (annual)
- ₹49.76 Cr
- P/E (TTM)
- 9.8×Sector 20.8×
- Promoter holding
- 60.17%+0.00% QoQ
- FII holding
- 1.60%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Laxmi India Finance Ltd
All →Laxmi India Finance Board Meeting Date
Laxmi India Finance Limited will hold a board meeting on November 13, 2026, to approve unaudited financial results. The trading window remains closed until November 15, 2026.
Laxmi India Finance Debt & Borrowing: ₹0.89 Cr
Laxmi India Finance paid monthly interest of Rs.0.89 Crore on its Series A and B NCDs on 2 November 2026. No delay or non-payment was reported.
- Value
- ₹0.89 Cr
Laxmi India Finance Debt & Borrowing: ₹0.07 Cr
Laxmi India Finance Ltd paid monthly interest of Rs.0.07 Crore on its 3,000 secured NCDs on 28 October 2026. The payment was made on the due date, with no deviation reported.
- Value
- ₹0.07 Cr
Laxmi India Finance Debt & Borrowing: ₹0.36 Cr
Laxmi India Finance paid Rs. 0.36 Crore interest on its Rs. 50 Crore NCDs on 23 October 2026, before the due date. No delay was reported.
- Value
- ₹0.36 Cr
Laxmi India Finance Other Announcement
Laxmi India Finance Ltd submitted its quarterly shareholding pattern filing for the period ended September 30, 2026, in compliance with regulatory requirements.
Laxmi India Finance Debt & Borrowing: ₹0.86 Cr
Laxmi India Finance has completed the interest payment for its Series A and Series B Non-Convertible Debentures, totaling Rs. 0.86 Crore.
- Value
- ₹0.86 Cr