ALFA Finder
Fri, 6 Nov
Cholamandalam Financial Holdings
Weak Q2 FY27: H1 combined ratio 124.2% (122.7% ex-NatCat), PAT about ₹78 Cr. Premium growth of 7.1% trails industry at 8.9%, and October growth slowed to about 4%.
Summary ready
Earnings calls
Cholamandalam Financial Holdings concalls
Every Cholamandalam Financial Holdings earnings call we streamed: the live audio and our summary of what management said.
Calls
Q2 FY27: key takeaways
Call page →Weak Q2 FY27: H1 combined ratio 124.2% (122.7% ex-NatCat), PAT about ₹78 Cr. Premium growth of 7.1% trails industry at 8.9%, and October growth slowed to about 4%.
Outlook
Motor OD loss ratio to improve about 5% from current levels. Management affirmed 78-80% motor OD loss ratio for FY28, with benefits 3-4 quarters out.
Earlier call summaries
All →
18:26 IST
NSE
Earnings Call
Cholamandalam Financial Holdings Earnings Call Transcript: Key Takeaways
Management is navigating severe pricing pressure in fire and motor insurance while attempting a portfolio cleanup. Growth is tepid as they prioritize underwriting discipline over volume in a hyper-competitive market.
14:58 IST
NSE
Earnings Call
Cholamandalam Financial Holdings Earnings Call: Key Takeaways
Cholamandalam MS General Insurance (subsidiary) reported Q4 FY26 GDPI of ₹2,048cr and PBT of ₹454cr, focusing on motor car segments and non-crop business expansion.
16:57 IST
NSE
Earnings Call
Cholamandalam Financial Holdings Earnings Call: Key Takeaways
Q3 FY26 earnings call for Cholamandalam MS General Insurance (Chola MS). Performance impacted by loss of crop insurance and increased provisioning for motor third-party claims.
14:38 IST
BSE
Earnings Call
Cholamandalam Financial Holdings Earnings Call: Key Takeaways
Cholamandalam Financial Holdings (CFHL) reports strong Q4-FY26 performance with consolidated revenue at ₹10,520 Cr and PAT at ₹1,626 Cr, driven by robust growth in its lending and insurance subsidiaries.
14:37 IST
NSE
Earnings Call
Cholamandalam Financial Holdings Earnings Call: Key Takeaways
Cholamandalam Financial Holdings (CFHL) delivered strong Q4 FY26 results with consolidated revenue of ₹10,520 Cr and PAT of ₹1,626 Cr, driven by its core NBFC and insurance subsidiaries.
Cholamandalam Financial Holdings Ltd: key numbers
- Share price
- ₹1,460.00
- Market cap
- ₹27,416 Cr
- Revenue (annual)
- ₹39,073 Cr
- Net profit (annual)
- ₹2,441 Cr
- P/E (TTM)
- 9.9×Sector 22.5×
- Promoter holding
- 46.39%-0.04% QoQ
- FII holding
- 12.57%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.