| Revenue growth | GDPI ₹7,762cr for FY26; impacted by loss of crop business. |
|---|---|
| Margins | Combined ratio at 115.2% (112.2% without 1/n effect). |
| Demand visibility | Positive outlook for crop retendering and car segment growth. |
| Management confidence | High; focusing on 15% ROE and motor OD price corrections. |
Growth
FY26 GDPI reached ₹7,762cr; motor market share at 5.25%. Non-crop business growth visible since H2 FY26.
Outlook
Targeting 15%+ ROE medium-term; transition to IFRS by April 2027; re-participating in upcoming crop insurance tenders.
Risks
Loss of crop insurance business (₹590cr impact); rising motor third-party claims severity; elevated claims ratio at 81.3%.
Earnings Call filed with NSE, NSE: CHOLAHLDNG. Summary written with AI assistance from the document.
Cholamandalam Financial Holdings Ltd: key numbers
- Share price
- ₹1,400.60
- Market cap
- ₹26,300 Cr
- Revenue (annual)
- ₹39,073 Cr
- Net profit (annual)
- ₹2,441 Cr
- P/E (TTM)
- 9.8×Sector 23.2×
- Promoter holding
- 46.43%+0.05% QoQ
- FII holding
- 13.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Cholamandalam Financial Holdings Ltd
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Cholamandalam Financial Holdings Investor Presentation: Key Takeaways
CFHL reported strong consolidated Q1 FY27 results with 20% revenue growth and 42% PAT growth, driven by core NBFC and insurance subsidiaries.
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Cholamandalam Financial Holdings Ltd reported revenue from operations of ₹11,114 Cr (+19.5% YoY) and net profit of ₹1,789 Cr (+42.0% YoY) for Q1 FY27.
- Key figure
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Cholamandalam Financial Holdings Earnings Call: Key Takeaways
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