| Revenue growth | GDPI ₹2,067cr (Q3); ₹5,714cr (9M FY26). |
|---|---|
| Margins | Combined ratio at 116.2% (9M); Motor OD loss ratios up 8-9%. |
| Demand visibility | Growth in non-crop business visible after 1/n accounting base effect. |
| Management confidence | Confident in improving numbers in ensuing quarters through corrective sourcing. |
Growth
GDPI at ₹2,067cr for Q3; non-crop business growth visible. Motor market share at 5.25%.
Outlook
Targeting 16-18% ROE over medium term. Plans to participate in new 3-year crop insurance tenders.
Risks
Rising motor OD loss ratios, absence of third-party premium hikes, and competitive intensity in motor segments.
Earnings Call filed with NSE, NSE: CHOLAHLDNG. Summary written with AI assistance from the document.
Cholamandalam Financial Holdings Ltd: key numbers
- Share price
- ₹1,466.80
- Market cap
- ₹27,543 Cr
- Revenue (annual)
- ₹39,073 Cr
- Net profit (annual)
- ₹2,441 Cr
- P/E (TTM)
- 10.0×Sector 22.4×
- Promoter holding
- 46.39%-0.04% QoQ
- FII holding
- 12.57%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Cholamandalam Financial Holdings Ltd
All →Cholamandalam Financial Holdings Q2 FY27 Results: Net Profit ₹1,520 Cr, Up 25.2% YoY
Cholamandalam Financial Holdings Ltd reported revenue from operations of ₹11,264 Cr (+19.2% YoY) and net profit of ₹1,520 Cr (+25.2% YoY) for Q2 FY27.
- Key figure
- Net profit ₹1,520 Cr · +25.2% YoY
Cholamandalam Financial Holdings Capital Structure Change
Bandhan Mutual Fund lifted its Cholamandalam Financial Holdings stake to 5.0158% by buying 30,010 shares on 22 October 2026. No transaction price was disclosed.
Cholamandalam Financial Holdings Other Announcement
The company submitted the certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 2026.
Cholamandalam Financial Holdings Board Meeting Date
Cholamandalam Financial Holdings Limited scheduled a board meeting for November 6, 2026, to consider financial results for the period ended September 2026.
Cholamandalam Financial Holdings Investor Presentation: Key Takeaways
Cholamandalam Financial Holdings reported Q1 FY27 results focused on its insurance subsidiary Chola MS. Management emphasized portfolio optimization, pricing corrections in health insurance, and maintaining underwriting discipline amidst industry-wide pricing pressures and elevated loss ratios.
Cholamandalam Financial Holdings Annual General Meeting
Cholamandalam Financial Holdings held its 77th Annual General Meeting on August 14, 2026. Shareholders transacted business including financial statement adoption, dividend approval, and managerial appointment.