| Management target | Revenue FY27 |
|---|
| Margins | NIM at 12.3% (Q1 FY27) vs 13.9% (FY26) on product shift. |
|---|---|
| Demand visibility | Strong focus on upper-tier MSME segment and solarization. |
| Management confidence | High for secured book expansion and technology-driven efficiency. |
Growth
AUM grew 5% YoY (ex-ARC) to ₹832 Cr. Total income declined 12% YoY to ₹52.12 Cr.
Outlook
Targeting ~80% secured AUM by Mar'27. Launched Solar loans with 10% AUM target for FY27.
Risks
Opex increased 50bps due to AUM decline; transitory dip in disbursements noted due to cautious geopolitical approach.
Last quarter's promises, checked
Delivered
- Guided 70% secured disbursement → delivered 87% (= BEAT)
- Guided 72% customers with 650+ score → delivered 80%+ (= BEAT)
- Guided 1:1 Bonus Issue approval → delivered Bonus Allotment (= BEAT)
Partly delivered
- Targeted 70% secured AUM by Mar'26 → delivered 55% as of call date (= PARTIAL)
Missed
- Targeted 25-30% AUM growth → delivered 5% YoY (= MISS)
- Guided NIM 14%+ → delivered 12.3% (= MISS)
- Guided Total Income growth → delivered 12% decline (= MISS)
Investor Presentation filed with BSE, NSE: MONEYBOXX. Summary written with AI assistance from the document.
Moneyboxx Finance Ltd: key numbers
- Share price
- ₹51.21
- Market cap
- ₹357.5 Cr
- Revenue (annual)
- ₹231.8 Cr
- Net profit (annual)
- ₹1.34 Cr
- P/E (TTM)
- 274.0×Sector 22.0×
- Promoter holding
- 46.79%+0.00% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Moneyboxx Finance Ltd
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Moneyboxx Finance successfully serviced interest payments for its non-convertible debentures. The aggregate interest payout for these debt obligations amounts to ₹0.84 Crore.
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Moneyboxx Finance Debt & Borrowing: ₹60 Cr
Moneyboxx Finance allotted 6,000 non-convertible debentures on a private placement basis, raising ₹60 Crore. The debentures are secured, listed, and carry an interest rate of 10.75%.
- Value
- ₹60.00 Cr
- Execution
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Moneyboxx Finance Debt & Borrowing: ₹0.64 Cr
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- Value
- ₹0.35 Cr