ALFA Finder| Management target | Revenue FY27 |
|---|
| Margins | NIM at 12.3% (Q1 FY27) vs 13.9% (FY26) on product shift. |
|---|---|
| Demand visibility | Strong focus on upper-tier MSME segment and solarization. |
| Management confidence | High for secured book expansion and technology-driven efficiency. |
Growth
AUM grew 5% YoY (ex-ARC) to ₹832 Cr. Total income declined 12% YoY to ₹52.12 Cr.
Outlook
Targeting ~80% secured AUM by Mar'27. Launched Solar loans with 10% AUM target for FY27.
Risks
Opex increased 50bps due to AUM decline; transitory dip in disbursements noted due to cautious geopolitical approach.
Last quarter's promises, checked
Delivered
- Guided 70% secured disbursement → delivered 87% (= BEAT)
- Guided 72% customers with 650+ score → delivered 80%+ (= BEAT)
- Guided 1:1 Bonus Issue approval → delivered Bonus Allotment (= BEAT)
Partly delivered
- Targeted 70% secured AUM by Mar'26 → delivered 55% as of call date (= PARTIAL)
Missed
- Targeted 25-30% AUM growth → delivered 5% YoY (= MISS)
- Guided NIM 14%+ → delivered 12.3% (= MISS)
- Guided Total Income growth → delivered 12% decline (= MISS)
Investor Presentation filed with BSE, NSE: MONEYBOXX. Summary written with AI assistance from the document.
Moneyboxx Finance Ltd: key numbers
- Share price
- ₹43.06
- Market cap
- ₹300.6 Cr
- Revenue (annual)
- ₹231.8 Cr
- Net profit (annual)
- ₹1.34 Cr
- P/E (TTM)
- 155.6×Sector 20.8×
- Promoter holding
- 46.79%+0.00% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Moneyboxx Finance Ltd
All →Moneyboxx Finance Earnings Call Transcript: Key Takeaways
Q2 PAT of ₹0.9 Cr (+229% YoY) comes off a tiny base. Disbursements rose 14% QoQ to ₹87 Cr, but AUM sits near ₹800 Cr, and growth depends on H2 disbursements of ₹500-600 Cr.
Moneyboxx Finance Debt & Borrowing: ₹31 Cr
Moneyboxx Finance fully redeemed Rs 31.00 Crore of NCDs (ISIN INE296Q07068) on 10 November 2026. The redemption was paid ahead of the 11 November due date.
- Value
- ₹31.00 Cr
Moneyboxx Finance Debt & Borrowing: ₹0.32 Cr
Moneyboxx Finance paid Rs 0.32 Crore interest on NCD ISIN INE296Q07068 on 10 November 2026, ahead of the 11 November due date. Payment frequency is unchanged and no delay is reported.
- Value
- ₹0.32 Cr
Moneyboxx Finance Investor Presentation: Key Takeaways
Q2 FY27 PAT ₹0.90 Cr (+229% YoY), NII and fees +16%, pre-provision profit +79%. AUM fell to ₹802 Cr; disbursements rebounding, asset quality improving.
Moneyboxx Finance Q2 FY27 Results: Net Profit ₹0.9 Cr, Up 200.0% YoY
Moneyboxx Finance Ltd reported revenue from operations of ₹61 Cr (+10.9% YoY) and net profit of ₹0.9 Cr (+200.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹0.9 Cr · +200.0% YoY
Moneyboxx Finance Debt & Borrowing: ₹1.9 Cr
Moneyboxx Finance reported a Rs 1.90 Crore partial redemption of its listed NCDs, paid on 4 November 2026. The filing also shows Rs 1.90 Crore as the outstanding amount.
- Value
- ₹1.90 Cr