ALFA Finder| Revenue growth | Total income +11% YoY in Q2; H1 -1% |
|---|---|
| Margins | H1 NIM 11.9% vs 13.9% FY26; spreads narrowing |
| Demand visibility | Oct'26 disbursements ₹50+ Cr, doubled from Aug |
| Management confidence | Upbeat: 'business momentum is back' |
Growth
Q2 total income +11% YoY to ₹61.02 Cr; NII+fees +16% to ₹39.64 Cr; Q2 PAT ₹0.90 Cr vs ₹0.28 Cr.
Outlook
AUM growth resumes Q3 FY27; sub-10% opex/AUM targeted within two years; NCD borrowing costs to decline. No numeric growth guidance.
Risks
AUM shrank to ₹802 Cr (from ₹892 Cr YoY); H1 NIM fell to 11.9% from 13.9%; H1 impairments ₹11.15 Cr.
Last quarter's promises, checked
Delivered
- Digital lending 'soon' (Aug'26) → SmartBiz digital loan launched (= BEAT; timing undisclosed)
Partly delivered
- Normalised disbursements by Jan'27 → Oct'26 ₹50+ Cr vs Q1 total ₹77 Cr (= PARTIAL; 'normalised' undefined)
Missed
- Solar ~10% of AUM by FY27-end → 2.1% at Q2 (= MISS on pace; deadline Mar'27)
- Monthly debt need ~₹80 Cr → Q2 NCDs ₹110 Cr (= MISS; NCD-only, ~₹240 Cr/qtr need)
Investor Presentation filed with BSE, NSE: MONEYBOXX. Summary written with AI assistance from the document.
Moneyboxx Finance Ltd: key numbers
- Share price
- ₹39.28
- Market cap
- ₹274.2 Cr
- Revenue (annual)
- ₹231.8 Cr
- Net profit (annual)
- ₹1.34 Cr
- P/E (TTM)
- 141.9×Sector 20.6×
- Promoter holding
- 46.79%+0.00% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Moneyboxx Finance Ltd
All →Moneyboxx Finance Q2 FY27 Results: Net Profit ₹0.9 Cr, Up 200.0% YoY
Moneyboxx Finance Ltd reported revenue from operations of ₹61 Cr (+10.9% YoY) and net profit of ₹0.9 Cr (+200.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹0.9 Cr · +200.0% YoY
Moneyboxx Finance Debt & Borrowing: ₹1.9 Cr
Moneyboxx Finance reported a Rs 1.90 Crore partial redemption of its listed NCDs, paid on 4 November 2026. The filing also shows Rs 1.90 Crore as the outstanding amount.
- Value
- ₹1.90 Cr
Moneyboxx Finance Debt & Borrowing: ₹0.21 Cr
Moneyboxx Finance paid Rs.0.21 Crore monthly interest on two secured NCD series early. Payments were made before the 7 and 8 November due dates.
- Value
- ₹0.21 Cr
Moneyboxx Finance Business Update
Moneyboxx Finance Limited reported a milestone in monthly disbursements, crossing ₹50 Crore in October 2026. This performance marks a doubling of disbursements from August levels.
- Value
- ₹50.00 Cr
Moneyboxx Finance Board Meeting Date
Moneyboxx Finance scheduled its Board of Directors meeting for 6 November 2026 to consider Q2 and H1 FY27 results. The trading window closed from 1 October 2026 pending declaration.
Moneyboxx Finance Debt & Borrowing: ₹0.06 Cr
Moneyboxx Finance paid ₹0.06 crore of monthly interest on its listed NCDs on October 31, 2026. The payment relates to ₹25 crore of secured debentures carrying 12% interest.
- Value
- ₹0.06 Cr