Moneyboxx Finance Earnings Call Transcript: Key Takeaways
Q2 PAT of ₹0.9 Cr (+229% YoY) comes off a tiny base. Disbursements rose 14% QoQ to ₹87 Cr, but AUM sits near ₹800 Cr, and growth depends on H2 disbursements of ₹500-600 Cr.
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Q2 PAT of ₹0.9 Cr (+229% YoY) comes off a tiny base. Disbursements rose 14% QoQ to ₹87 Cr, but AUM sits near ₹800 Cr, and growth depends on H2 disbursements of ₹500-600 Cr.
Moneyboxx Finance fully redeemed Rs 31.00 Crore of NCDs (ISIN INE296Q07068) on 10 November 2026. The redemption was paid ahead of the 11 November due date.
Moneyboxx Finance paid Rs 0.32 Crore interest on NCD ISIN INE296Q07068 on 10 November 2026, ahead of the 11 November due date. Payment frequency is unchanged and no delay is reported.
Q2 FY27 PAT ₹0.90 Cr (+229% YoY), NII and fees +16%, pre-provision profit +79%. AUM fell to ₹802 Cr; disbursements rebounding, asset quality improving.
Moneyboxx Finance Ltd reported revenue from operations of ₹61 Cr (+10.9% YoY) and net profit of ₹0.9 Cr (+200.0% YoY) for Q2 FY27.
Moneyboxx Finance reported a Rs 1.90 Crore partial redemption of its listed NCDs, paid on 4 November 2026. The filing also shows Rs 1.90 Crore as the outstanding amount.
Moneyboxx Finance paid Rs.0.21 Crore monthly interest on two secured NCD series early. Payments were made before the 7 and 8 November due dates.
Moneyboxx Finance Limited reported a milestone in monthly disbursements, crossing ₹50 Crore in October 2026. This performance marks a doubling of disbursements from August levels.
Moneyboxx Finance scheduled its Board of Directors meeting for 6 November 2026 to consider Q2 and H1 FY27 results. The trading window closed from 1 October 2026 pending declaration.
Moneyboxx Finance paid ₹0.06 crore of monthly interest on its listed NCDs on October 31, 2026. The payment relates to ₹25 crore of secured debentures carrying 12% interest.
Moneyboxx Finance paid Rs.0.21 Crore interest on its Rs.25 Crore secured NCDs on October 26, 2026. The payment was made before the October 28 due date.
Moneyboxx Finance paid Rs. 1.18 Crore interest on three listed secured NCD series on 22 October 2026. Payments were made ahead of due dates.
Moneyboxx Finance Limited has successfully paid interest of Rs.0.44 Crore on its senior secured non-convertible debentures for the period ending October 2026.
Moneyboxx Finance paid ₹0.34 Crore in monthly interest on its senior secured NCDs. The payment was completed on October 14, 2026.
Moneyboxx Finance Ltd successfully paid Rs.0.07 Crore interest on its non-convertible debentures for the period ending October 2026.
Moneyboxx Finance Limited has submitted the updated contact details of its Compliance Officer and Registrar and Share Transfer Agent (RTA).
Moneyboxx Finance paid ₹0.31 Crore in interest on its listed non-convertible debentures for the period ending October 2026.
Moneyboxx Finance paid Rs. 0.17 Crore monthly interest on its Rs. 20 Crore secured NCDs. Interest was settled a day before the October 8 due date.
Moneyboxx Finance redeemed ₹1.90 Crore of its ₹19 Crore senior secured NCDs on 7 October 2026. Outstanding balance after this partial redemption is ₹3.80 Crore.
Moneyboxx Finance crossed ₹1,000 crore in total assets, triggering reclassification as a Middle Layer NBFC under RBI framework. The milestone reflects growth in its MSME lending platform.
Moneyboxx Finance has been reclassified by the RBI as a Middle Layer NBFC, following its attainment of an asset size of Rs. 1,000 crore.
Moneyboxx Finance paid ₹0.06 Crore as interest on its non-convertible debentures, fulfilling its scheduled debt obligation.
Moneyboxx Finance Limited re-appointed Deepak Aggarwal as Executive Director and CEO for a five-year term, effective September 15, 2026.
Moneyboxx Finance Limited raised ₹84 crore in fresh debt funding from banks and NBFCs. Total debt funding received in September reached ₹144 crore including previous NCD issuances.
Moneyboxx Finance Limited allotted 9,650 equity shares to employees upon exercise of vested options under its MFL ESOP Plan 2021.
Moneyboxx Finance Limited held its 32nd Annual General Meeting on September 29, 2026. Shareholders transacted business including financial statements, director reappointments, and debt issuance approvals.
Moneyboxx Finance Ltd successfully paid Rs.0.22 Crore as monthly interest on its listed non-convertible debentures on 25th September 2026.
Moneyboxx Finance successfully serviced interest payments for its non-convertible debentures. The aggregate interest payout for these debt obligations amounts to ₹0.84 Crore.
Moneyboxx Finance allotted 6,000 non-convertible debentures on a private placement basis, raising ₹60 Crore. The debentures are secured, listed, and carry an interest rate of 10.75%.
Moneyboxx Finance Limited has completed a partial redemption of its non-convertible debentures, amounting to ₹5.45 Crore, as of September 23, 2026.