ALFA Finder| Revenue growth | 17% YoY growth in Total Income for FY26. |
|---|---|
| Margins | NIM decreased to 13.9% from 16.3% due to shift to secured. |
| Order book | AUM at ₹893 crore as of Mar’26. |
| Demand visibility | Strong targeting of upper-tier micro-enterprises with ₹10 Lakhs ATS. |
| Management confidence | High; citing successful pivot to secured lending and technology-driven scalability. |
Growth
FY26 Total Income at ₹232.13cr (+17% YoY); PAT at ₹1.34cr (+7% YoY). Secured AUM grew to 63% of book.
Outlook
Targeting ~80% secured AUM by Mar’27. Aiming for sub-10% opex and ₹100cr+ solar book by FY27.
Risks
Asset quality moderation with 30+ PAR at 8.40%; opex remains high at 12.8% of Avg AUM.
Earnings Call filed with BSE, NSE: MONEYBOXX. Summary written with AI assistance from the document.
Moneyboxx Finance Ltd: key numbers
- Share price
- ₹43.06
- Market cap
- ₹300.6 Cr
- Revenue (annual)
- ₹231.8 Cr
- Net profit (annual)
- ₹1.34 Cr
- P/E (TTM)
- 155.6×Sector 20.8×
- Promoter holding
- 46.79%+0.00% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Moneyboxx Finance Ltd
All →Moneyboxx Finance Earnings Call Transcript: Key Takeaways
Q2 PAT of ₹0.9 Cr (+229% YoY) comes off a tiny base. Disbursements rose 14% QoQ to ₹87 Cr, but AUM sits near ₹800 Cr, and growth depends on H2 disbursements of ₹500-600 Cr.
Moneyboxx Finance Debt & Borrowing: ₹31 Cr
Moneyboxx Finance fully redeemed Rs 31.00 Crore of NCDs (ISIN INE296Q07068) on 10 November 2026. The redemption was paid ahead of the 11 November due date.
- Value
- ₹31.00 Cr
Moneyboxx Finance Debt & Borrowing: ₹0.32 Cr
Moneyboxx Finance paid Rs 0.32 Crore interest on NCD ISIN INE296Q07068 on 10 November 2026, ahead of the 11 November due date. Payment frequency is unchanged and no delay is reported.
- Value
- ₹0.32 Cr
Moneyboxx Finance Investor Presentation: Key Takeaways
Q2 FY27 PAT ₹0.90 Cr (+229% YoY), NII and fees +16%, pre-provision profit +79%. AUM fell to ₹802 Cr; disbursements rebounding, asset quality improving.
Moneyboxx Finance Q2 FY27 Results: Net Profit ₹0.9 Cr, Up 200.0% YoY
Moneyboxx Finance Ltd reported revenue from operations of ₹61 Cr (+10.9% YoY) and net profit of ₹0.9 Cr (+200.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹0.9 Cr · +200.0% YoY
Moneyboxx Finance Debt & Borrowing: ₹1.9 Cr
Moneyboxx Finance reported a Rs 1.90 Crore partial redemption of its listed NCDs, paid on 4 November 2026. The filing also shows Rs 1.90 Crore as the outstanding amount.
- Value
- ₹1.90 Cr