LIC Housing Finance Earnings Call Transcript: Key Takeaways
Management is pivoting toward higher-yield segments like LAP and project finance to offset stagnant retail growth and intense banking competition.
- Call
- Guides 13% growth
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Management is pivoting toward higher-yield segments like LAP and project finance to offset stagnant retail growth and intense banking competition.
Q2 FY27 PAT ₹1508.78 cr (+11%); revenue ₹7175 cr (+1%); loan book +5% to ₹3.26 lakh cr; Stage 3 improved to 2.05%.
Q1 FY27 PAT grew 9.4% YoY to Rs. 1488.32 cr. Loan portfolio reached Rs. 3,22,098 cr, driven by individual home loans while maintaining stable asset quality.
LIC Housing Finance reports FY26 PAT of ₹5595 Cr, up 3% YoY. Q4 FY26 PAT rose 9% to ₹1497 Cr. Loan disbursements grew 10% in Q4.