ALFA Finder| Revenue growth | 3% YoY for FY26. |
|---|---|
| Margins | NIM decreased to 2.68% for FY26 from 2.73%. |
| Order book | Outstanding loan portfolio of ₹3,20,707 Cr. |
| Demand visibility | Strong Q4 disbursement growth of 10% indicates healthy demand. |
| Management confidence | High, given dividend payout and disbursement growth. |
Growth
FY26 revenue at ₹28765 Cr (up 3%); Q4 disbursements at ₹21019 Cr (up 10%); Loan portfolio reached ₹3.21 lakh Cr.
Outlook
Strong disbursement momentum in Individual Home Loans; Board proposed 500% dividend (₹10/share). Focus on geographic expansion with 303 area offices.
Risks
Net Interest Margins compressed to 2.68% for FY26 from 2.73% in FY25; Stage 3 PCR slightly down to 50%.
Earnings Call filed with BSE, NSE: LICHSGFIN. Summary written with AI assistance from the document.
LIC Housing Finance Ltd: key numbers
- Share price
- ₹572.70
- Market cap
- ₹31,502 Cr
- Revenue (annual)
- ₹28,837 Cr
- Net profit (annual)
- ₹5,604 Cr
- P/E (TTM)
- 5.3×Sector 20.8×
- Promoter holding
- 45.24%+0.00% QoQ
- FII holding
- 18.93%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from LIC Housing Finance Ltd
All →LIC Housing Finance Earnings Call Transcript: Key Takeaways
Management is pivoting toward higher-yield segments like LAP and project finance to offset stagnant retail growth and intense banking competition.
- Call
- Guides 13% growth
LIC Housing Finance Investor Presentation: Key Takeaways
Q2 FY27 PAT ₹1508.78 cr (+11%); revenue ₹7175 cr (+1%); loan book +5% to ₹3.26 lakh cr; Stage 3 improved to 2.05%.
LIC Housing Finance Results Update
LIC Housing Finance released its Q2 FY27 press release, reporting Rs 1,508.78 Crore PAT, up 11%. It carries P&L highlights but no new transaction or event amount.
LIC Housing Finance Debt & Borrowing
LIC Housing Finance reported a 1.24x security cover on listed secured NCDs. It is a Regulation 54 certificate with no new event amount.
LIC Housing Finance Q2 FY27 Results: Net Profit ₹1,507 Cr, Up 11.6% YoY
LIC Housing Finance Ltd reported revenue from operations of ₹7,194 Cr (+1.5% YoY) and net profit of ₹1,507 Cr (+11.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹1,507 Cr · +11.6% YoY
LIC Housing Finance Annual General Meeting
LIC Housing Finance's postal ballot approved Sandeep Kumar as MD & CEO, with 98.96% votes in favour. Scrutinizer report and voting results were filed.