| Revenue growth | 3% YoY for FY26. |
|---|---|
| Margins | NIM decreased to 2.68% for FY26 from 2.73%. |
| Order book | Outstanding loan portfolio of ₹3,20,707 Cr. |
| Demand visibility | Strong Q4 disbursement growth of 10% indicates healthy demand. |
| Management confidence | High, given dividend payout and disbursement growth. |
Growth
FY26 revenue at ₹28765 Cr (up 3%); Q4 disbursements at ₹21019 Cr (up 10%); Loan portfolio reached ₹3.21 lakh Cr.
Outlook
Strong disbursement momentum in Individual Home Loans; Board proposed 500% dividend (₹10/share). Focus on geographic expansion with 303 area offices.
Risks
Net Interest Margins compressed to 2.68% for FY26 from 2.73% in FY25; Stage 3 PCR slightly down to 50%.
Earnings Call filed with BSE, NSE: LICHSGFIN. Summary written with AI assistance from the document.
LIC Housing Finance Ltd: key numbers
- Share price
- ₹566.00
- Market cap
- ₹31,134 Cr
- Revenue (annual)
- ₹28,837 Cr
- Net profit (annual)
- ₹5,604 Cr
- P/E (TTM)
- 5.4×Sector 22.0×
- Promoter holding
- 45.24%+0.00% QoQ
- FII holding
- 21.47%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from LIC Housing Finance Ltd
All →LIC Housing Finance Annual General Meeting
LIC Housing Finance has issued a postal ballot notice to seek shareholder approval for appointing Shri Sandeep Kumar as the company's new MD & CEO.
LIC Housing Finance Debt & Borrowing: ₹2,000 Cr
LIC Housing Finance has confirmed the timely redemption and payment of a Commercial Paper. The total amount paid was ₹2,000 Crore.
- Value
- ₹2,000 Cr
LIC Housing Finance Investor Presentation: Key Takeaways
Q1 FY27 PAT grew 9.4% YoY to Rs. 1488.32 cr. Loan portfolio reached Rs. 3,22,098 cr, driven by individual home loans while maintaining stable asset quality.
LIC Housing Finance Q1 FY27 Results: Net Profit ₹1,499 Cr, Up 9.9% YoY
LIC Housing Finance Ltd reported revenue from operations of ₹7,083 Cr (-1.4% YoY) and net profit of ₹1,499 Cr (+9.9% YoY) for Q1 FY27.
- Key figure
- Net profit ₹1,499 Cr · +9.9% YoY
LIC Housing Finance Q4 FY26 Results: Net Profit ₹1,493 Cr, Up 8.7% YoY
LIC Housing Finance Ltd reported revenue from operations of ₹7,212 Cr (-1.3% YoY) and net profit of ₹1,493 Cr (+8.7% YoY) for Q4 FY26.
- Key figure
- Net profit ₹1,493 Cr · +8.7% YoY