| Revenue growth | Total income +8% YoY, +4% QoQ |
|---|---|
| Margins | NIM 19.87%: -10 bps QoQ, +16 bps YoY; ROA 8.39% |
| Demand visibility | Record disbursals ₹20,778 Mn; +74% YoY |
| Management confidence | 'Very confident' portfolio quality improves in coming quarters |
Growth
Total income ₹8,750 Mn (+8% YoY); NII ₹7,073 Mn (+13% YoY); PBT ₹3,748 Mn (-2% YoY); H1 PAT ₹5,707 Mn (+3%).
Outlook
Flattish credit slippages/credit cost for rest of year; CoF expected to inch up, NIM impact guided as manageable; no capex/M&A.
Risks
Tightening rate cycle to lift cost of funds and pressure spreads; industry macro headwinds; GNPA up 84 bps YoY.
Investor Presentation filed with BSE, NSE: FIVESTAR. Summary written with AI assistance from the document.
Five-Star Business Finance Ltd: key numbers
- Share price
- ₹413.70
- Market cap
- ₹12,212 Cr
- Revenue (annual)
- ₹3,218 Cr
- Net profit (annual)
- ₹1,099 Cr
- P/E (TTM)
- 10.9×Sector 19.7×
- Promoter holding
- 18.61%+0.00% QoQ
- FII holding
- 43.54%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Five-Star Business Finance Ltd
All →Five-Star Business Finance Earnings Call Transcript: Key Takeaways
Five-Star Business Finance reported robust Q2 results with record disbursements and improving asset quality. Management remains highly optimistic about over-delivering on prior growth guidance.
- Call
- Guides 25% growth
Five-Star Business Finance Management Change
Five-Star Business Finance appointed Mr. Shankar Subramanian as Chief Risk Officer for three years from October 26, 2026. Mr. Jayaraman S stepped down from the role due to an internal movement within the Company.
Five-Star Business Finance Q2 FY27 Results: Net Profit ₹299.3 Cr, Up 4.6% YoY
Five-Star Business Finance Ltd reported revenue from operations of ₹858.5 Cr (+7.4% YoY) and net profit of ₹299.3 Cr (+4.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹299.3 Cr · +4.6% YoY
Five-Star Business Finance Results Update
Five-Star Business Finance reported Q2FY27 PAT of Rs.299 Crore, up 5% year-on-year. Disbursements surged 74% to Rs.2,078 Crore, with AUM at Rs.14,640 Crore.
- new branches
- 19.0 branches
Five-Star Business Finance Debt & Borrowing: ₹15.71 Cr
Five-Star Business Finance Ltd has successfully paid interest of ₹15.71 Crore on its Non-Convertible Debentures. The payment was made on the scheduled due date.
- Value
- ₹15.71 Cr
Five-Star Business Finance Other Announcement
Five-Star Business Finance Ltd submitted its quarterly shareholding pattern for the quarter ended September 30, 2026. This is a routine periodic regulatory disclosure.