| Revenue guidance | 25.0% → 25.0% Kept |
|---|---|
| Management target | Revenue 25.0% FY27 |
| Revenue growth | AUM growth 14% YoY; disbursements up 74% YoY. |
|---|---|
| Margins | NIM stable at 19.87%; yield hikes to offset rising costs. |
| Demand visibility | Strong traction in core geographies; business momentum is fully back. |
| Management confidence | Highly optimistic; explicitly stated they will exceed growth targets. |
Growth
AUM grew 14% YoY to ₹14,640 Cr, while disbursements surged 74% YoY to ₹2,078 Cr.
Outlook
Management confidently expects to exceed its original 25% AUM growth guidance for FY27.
Risks
Rising cost of funds and sticky Stage 3 assets remain moderate concerns for margins.
Earnings Call Transcript filed with NSE, NSE: FIVESTAR. Summary written with AI assistance from the document.
Five-Star Business Finance Ltd: key numbers
- Share price
- ₹413.70
- Market cap
- ₹12,212 Cr
- Revenue (annual)
- ₹3,218 Cr
- Net profit (annual)
- ₹1,099 Cr
- P/E (TTM)
- 10.9×Sector 19.7×
- Promoter holding
- 18.61%+0.00% QoQ
- FII holding
- 43.54%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Five-Star Business Finance Ltd
All →Five-Star Business Finance Management Change
Five-Star Business Finance appointed Mr. Shankar Subramanian as Chief Risk Officer for three years from October 26, 2026. Mr. Jayaraman S stepped down from the role due to an internal movement within the Company.
Five-Star Business Finance Q2 FY27 Results: Net Profit ₹299.3 Cr, Up 4.6% YoY
Five-Star Business Finance Ltd reported revenue from operations of ₹858.5 Cr (+7.4% YoY) and net profit of ₹299.3 Cr (+4.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹299.3 Cr · +4.6% YoY
Five-Star Business Finance Results Update
Five-Star Business Finance reported Q2FY27 PAT of Rs.299 Crore, up 5% year-on-year. Disbursements surged 74% to Rs.2,078 Crore, with AUM at Rs.14,640 Crore.
- new branches
- 19.0 branches
Five-Star Business Finance Investor Presentation: Key Takeaways
Q2FY27: PAT ₹2,993 Mn (+5% YoY, +10% QoQ); record disbursals ₹20,778 Mn (+74% YoY); AUM ₹146,396 Mn (+14% YoY); NIM 19.87%; GNPA 3.48%.
Five-Star Business Finance Debt & Borrowing: ₹15.71 Cr
Five-Star Business Finance Ltd has successfully paid interest of ₹15.71 Crore on its Non-Convertible Debentures. The payment was made on the scheduled due date.
- Value
- ₹15.71 Cr
Five-Star Business Finance Other Announcement
Five-Star Business Finance Ltd submitted its quarterly shareholding pattern for the quarter ended September 30, 2026. This is a routine periodic regulatory disclosure.