| Margins | NIM at 3.32%; cost-to-income ratio improved to 52.08%. |
|---|---|
| Demand visibility | Strong growth in retail (18% YoY) and commercial banking (25% YoY). |
| Management confidence | High; record core earnings and decadal best asset quality. |
Growth
Net Profit grew 45% YoY; Net Interest Income rose 26% YoY to ₹3,153 Cr.
Outlook
Focus on high-yielding segments like Credit Cards (28% YoY) and Gold Loans (37% YoY).
Risks
Slight QoQ compression in NIM from 3.33% to 3.32% and marginal rise in credit cost.
Investor Presentation filed with NSE, NSE: FEDERALBNK. Summary written with AI assistance from the document.
Federal Bank Ltd: key numbers
- Share price
- ₹346.00
- Market cap
- ₹85,562 Cr
- Revenue (annual)
- ₹29,674 Cr
- Net profit (annual)
- ₹4,345 Cr
- P/E (TTM)
- 16.5×Sector 19.7×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 28.54%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Federal Bank Ltd
All →Federal Bank Employee Stock Options
Federal Bank allotted 111,880 equity shares of Rs.2 face value on exercise of employee stock options under ESOS 2010, ESOS 2017 and ESIS 2023. No cash consideration value is stated in the filing.
Federal Bank Price Movement Clarification
Federal Bank clarified to NSE that it is not in active acquisition talks and has no material undisclosed information. The Bank stated there is no material impact on the company from the news item.
Federal Bank Earnings Call Transcript: Key Takeaways
Federal Bank reported record profits driven by strong CASA growth and fee income despite margin pressure.
Federal Bank Results Update
Federal Bank reported a record net profit of ₹1,386.09 crore for Q2 FY27, up 45.10% YoY. Total business crossed ₹6 lakh crore with gross advances exceeding ₹3 lakh crore.
- Value
- ₹1,386 Cr
- new branches
- 12.0 branches
Federal Bank Other Announcement
The Federal Bank Limited filed its security cover certificate for the quarter ended September 2026. All outstanding non-convertible debentures totaling Rs. 3,195 Crore are unsecured.
Federal Bank Q2 FY27 Results: Net Profit ₹1,564 Cr, Up 53.4% YoY
Federal Bank Ltd reported revenue from operations of ₹8,383 Cr (+16.2% YoY) and net profit of ₹1,564 Cr (+53.4% YoY) for Q2 FY27.
- Key figure
- Net profit ₹1,564 Cr · +53.4% YoY