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Earnings Call Transcript

Federal Bank Earnings Call Transcript: Key Takeaways

Federal Bank reported record profits driven by strong CASA growth and fee income despite margin pressure.

Highlights
Revenue growthNet Interest Income up 26.38% YoY, strong momentum in liability franchise.
MarginsNIM stable at 3.32%, up 26 bps YoY despite high competition.
Demand visibilityStrong credit demand across retail, commercial, and business banking segments.
Management confidenceConfident and balanced, highlighting milestone CASA and asset quality improvements.

Growth

Net profit rose 45.1% YoY to ₹1,386 Cr; total business crossed ₹6 Lakh Cr.

Outlook

Management maintains mid-teens growth guidance and targets 3-4 bps ROA improvement per quarter.

Risks

Intensifying deposit competition and external benchmark loan repricing may compress future NIMs.

Source

Earnings Call Transcript filed with NSE, NSE: FEDERALBNK. Summary written with AI assistance from the document.

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Federal Bank Ltd: key numbers

Share price
₹346.00
Market cap
₹85,562 Cr
Revenue (annual)
₹29,674 Cr
Net profit (annual)
₹4,345 Cr
P/E (TTM)
16.5×Sector 19.7×
Promoter holding
0.00%+0.00% QoQ
FII holding
28.54%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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13:21 IST NSE
Financial Results

Federal Bank Q2 FY27 Results: Net Profit ₹1,564 Cr, Up 53.4% YoY

Federal Bank Ltd reported revenue from operations of ₹8,383 Cr (+16.2% YoY) and net profit of ₹1,564 Cr (+53.4% YoY) for Q2 FY27.

Key figure
Net profit ₹1,564 Cr · +53.4% YoY