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Investor Presentation

Federal Bank Investor Presentation: Key Takeaways

Federal Bank delivered record Q1 FY27 performance with net profit of ₹1,177 Cr (+36.6% YoY) and NIM expansion to 3.33%. Strategy focuses on granular liability growth and MSME expansion through Project Breakthrough 4.0.

Highlights
Revenue growthNII grew 26.1% YoY.
MarginsNIM expanded 39bps YoY to 3.33%.
Demand visibilityStrong; system credit growth running at ~19% YoY.
Management confidenceHigh; citing 'record profitability' and 'consistent execution'.

Growth

Net profit grew 36.6% YoY to ₹1,177 Cr. Net Interest Income (NII) rose 26.1% YoY. Net advances increased 15% YoY.

Outlook

Project Breakthrough 4.0 targets a 36% CASA ratio by FY28. Blackstone committed up to 9.99% stake investment.

Risks

Potential global event headwinds impacting INR; credit cost target of 50-60bps through the cycle.

Source

Investor Presentation filed with BSE, NSE: FEDERALBNK. Summary written with AI assistance from the document.

Read the document ↗

Federal Bank Ltd: key numbers

Share price
₹322.00
Market cap
₹79,618 Cr
Revenue (annual)
₹29,674 Cr
Net profit (annual)
₹4,345 Cr
P/E (TTM)
17.0×Sector 22.0×
Promoter holding
0.00%+0.00% QoQ
FII holding
27.71%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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15:52 IST NSE
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Federal Bank Credit Rating

India Ratings affirmed Federal Bank's debt instruments at IND AA+/Stable. The rating reflects franchise strengthening, portfolio diversification, and improving asset quality.

14:35 IST BSE
Employee Stock Options

Federal Bank Employee Stock Options

Federal Bank allotted 63,253 equity shares following the exercise of employee stock options. This issuance is pursuant to the bank's various employee stock option schemes.

23:18 IST NSE
Debt & Borrowing

Federal Bank Debt & Borrowing

Federal Bank has established a US$ 500 million Medium Term Note (MTN) programme. The offering circular is available on the NSE IFSC website for investor reference.

15:40 IST NSE
Debt & Borrowing

Federal Bank Debt & Borrowing: ₹4,800 Cr

Federal Bank's Board approved a USD 500 million (~₹4,800 Cr) MTN Programme. Bonds may be issued in tranches to eligible investors on international exchanges.

Value
₹4,800 Cr
20:00 IST BSE
Board Meeting Date

Federal Bank Board Meeting Date

Federal Bank has scheduled a Board Meeting on September 17, 2026, to consider establishing a medium-term note programme for raising funds of USD 500 million.