ALFA Finder| Margins | NIM improved to 3.33% from 2.94% YoY. |
|---|---|
| Demand visibility | Strong credit demand across Retail and Commercial segments. |
Growth
Net Interest Income grew 26% YoY to ₹2,946 Cr. Net Advances and Deposits both increased 15% YoY.
Outlook
Strong capital position with CRAR at 16.97% supporting growth without near-term capital requirements.
Risks
Sequential decline in CASA ratio by 71 bps and 3% QoQ dip in fee income.
Last quarter's promises, checked
Delivered
- Guided NIM expansion levers → delivered NIM 3.33% vs 3.20% (= BEAT)
- Guided 100 branch expansion → delivered 39 in Q4 (on track) (= BEAT)
- Guided 50-60 bps credit cost → delivered 56 bps (= BEAT)
Partly delivered
- Guided 18-20% Corporate growth → delivered 15% overall advances (= PARTIAL)
Missed
- Target 36% CASA ratio → delivered 32.23% (seq. decline) (= MISS)
Earnings Call filed with NSE, NSE: FEDERALBNK. Summary written with AI assistance from the document.
Federal Bank Ltd: key numbers
- Share price
- ₹362.45
- Market cap
- ₹89,636 Cr
- Revenue (annual)
- ₹29,674 Cr
- Net profit (annual)
- ₹4,345 Cr
- P/E (TTM)
- 17.3×Sector 20.8×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 28.54%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Federal Bank Ltd
All →Federal Bank Employee Stock Options
The Federal Bank allotted 70,968 equity shares to option grantees upon exercise under three ESOS/ESIS schemes on November 12, 2026. No exercise price is disclosed in the filing.
Federal Bank Employee Stock Options
Federal Bank allotted 111,880 equity shares of Rs.2 face value on exercise of employee stock options under ESOS 2010, ESOS 2017 and ESIS 2023. No cash consideration value is stated in the filing.
Federal Bank Price Movement Clarification
Federal Bank clarified to NSE that it is not in active acquisition talks and has no material undisclosed information. The Bank stated there is no material impact on the company from the news item.
Federal Bank Earnings Call Transcript: Key Takeaways
Federal Bank reported record profits driven by strong CASA growth and fee income despite margin pressure.
Federal Bank Results Update
Federal Bank reported a record net profit of ₹1,386.09 crore for Q2 FY27, up 45.10% YoY. Total business crossed ₹6 lakh crore with gross advances exceeding ₹3 lakh crore.
- Value
- ₹1,386 Cr
- new branches
- 12.0 branches
Federal Bank Investor Presentation: Key Takeaways
Federal Bank reported record quarterly net profit of ₹1,386 Cr for Q2 FY27, driven by 20% YoY growth in business franchise and total assets crossing ₹3 Lakh Cr.