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Earnings Call

Federal Bank Earnings Call: Key Takeaways

Federal Bank reports 'Best Ever' Q4 and FY26 results with record CASA and NR deposits crossing ₹1 lakh Cr. Net profit for FY26 reached ₹4,117 Cr.

Why this was an Alfa AlertNot a filter event. Results are record-breaking but no explicit prior numerical guidance range was provided to verify a >5% beat.
Highlights
MarginsNIM improved to 3.74% in Q4 FY26 from 3.12% YoY.
Management confidenceStrong; emphasizing 'Federal 4.0' anchored in profitability and prudence.

Growth

Q4 FY26 Net Profit grew 22% YoY to ₹1,259 Cr; FY26 PAT grew 24% YoY.

Outlook

Strong capital position with CRAR at 17.25% supporting self-funded growth. Focus on high-yielding products like Credit Cards and CV/CE.

Risks

One-off impact: ₹456 Cr floating NPA provision created. Slight QoQ decline in BuB and Agri segments.

Source

Earnings Call filed with BSE, NSE: FEDERALBNK. Summary written with AI assistance from the document.

Read the document ↗

Federal Bank Ltd: key numbers

Share price
₹322.00
Market cap
₹79,618 Cr
Revenue (annual)
₹29,674 Cr
Net profit (annual)
₹4,345 Cr
P/E (TTM)
17.0×Sector 22.0×
Promoter holding
0.00%+0.00% QoQ
FII holding
27.71%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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Employee Stock Options

Federal Bank Employee Stock Options

Federal Bank allotted 63,253 equity shares following the exercise of employee stock options. This issuance is pursuant to the bank's various employee stock option schemes.

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Debt & Borrowing

Federal Bank Debt & Borrowing

Federal Bank has established a US$ 500 million Medium Term Note (MTN) programme. The offering circular is available on the NSE IFSC website for investor reference.

15:40 IST NSE
Debt & Borrowing

Federal Bank Debt & Borrowing: ₹4,800 Cr

Federal Bank's Board approved a USD 500 million (~₹4,800 Cr) MTN Programme. Bonds may be issued in tranches to eligible investors on international exchanges.

Value
₹4,800 Cr
20:00 IST BSE
Board Meeting Date

Federal Bank Board Meeting Date

Federal Bank has scheduled a Board Meeting on September 17, 2026, to consider establishing a medium-term note programme for raising funds of USD 500 million.