ALFA Finder| Revenue growth | NII grew 33% YoY; Fee income grew 24% YoY in Q4. |
|---|---|
| Margins | NIM improved to 3.74% in Q4 from 3.12% YoY. |
| Demand visibility | Strong traction in Retail and Gold loans (9% QoQ growth). |
| Management confidence | High; labeled performance as 'Best Ever' across key parameters. |
Growth
FY26 Net Profit grew 22% YoY to ₹4,117 Cr; Q4 NII rose 33% YoY to ₹3,173 Cr.
Outlook
Strong focus on high-yielding segments (Credit Cards, Gold, CV/CE) and expanding Pan-India footprint to 1,640+ outlets.
Risks
Slight QoQ decline in personal loan book (-0.2%) and elevated credit cost of 118 bps in Q4.
Earnings Call filed with NSE, NSE: FEDERALBNK. Summary written with AI assistance from the document.
Federal Bank Ltd: key numbers
- Share price
- ₹362.45
- Market cap
- ₹89,636 Cr
- Revenue (annual)
- ₹29,674 Cr
- Net profit (annual)
- ₹4,345 Cr
- P/E (TTM)
- 17.3×Sector 20.8×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 28.54%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Federal Bank Ltd
All →Federal Bank Employee Stock Options
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Federal Bank Earnings Call Transcript: Key Takeaways
Federal Bank reported record profits driven by strong CASA growth and fee income despite margin pressure.
Federal Bank Results Update
Federal Bank reported a record net profit of ₹1,386.09 crore for Q2 FY27, up 45.10% YoY. Total business crossed ₹6 lakh crore with gross advances exceeding ₹3 lakh crore.
- Value
- ₹1,386 Cr
- new branches
- 12.0 branches
Federal Bank Investor Presentation: Key Takeaways
Federal Bank reported record quarterly net profit of ₹1,386 Cr for Q2 FY27, driven by 20% YoY growth in business franchise and total assets crossing ₹3 Lakh Cr.