City Union Bank Earnings Call Transcript: Key Takeaways
City Union Bank crossed ₹1.5 lakh Cr business, showing strong recovery in NIMs and asset quality.
- Call
- Guides 18% growth
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City Union Bank crossed ₹1.5 lakh Cr business, showing strong recovery in NIMs and asset quality.
Q2 FY27 standalone: NII Rs 8,728Mn (+31%), PAT Rs 4,159Mn (+27%), NIM 3.87%, GNPA 1.44%. Deposits +21%, advances +26% YoY. Gold loans ~30% of advances.
City Union Bank reported strong 1QFY27 results with 25% PAT growth to ₹383 Cr and 24% interest income growth. Focus remains on secured lending, particularly MSME and Gold Loans, maintaining industry-leading asset quality.
City Union Bank reported strong Q1 FY27 results with Net Profit increasing 25% YoY to ₹3,826 Mn and Deposits growing 21% YoY. The bank maintains a high CRAR of 21.73% and improved asset quality.
City Union Bank reported record Q4FY26 PAT of ₹360cr, with total business growing 24% YoY. Management transition confirmed as R. Vijay Anandh takes over as MD & CEO on May 1, 2026.