ALFA Finder| Revenue growth | Interest income grew 21% in Q4FY26; 18% for full year FY26. |
|---|---|
| Margins | FY26 NIM at 3.74% (+14bps YoY); FY27 stability expected. |
| Demand visibility | Strong MSME capacity utilization and expansion seen on ground. |
| Management confidence | High; 15-year tenure milestones highlighted; steady management transition planned. |
Growth
Advances grew 26% YoY to ₹66,698cr; Deposits up 23% to ₹78,308cr. FY26 PAT rose 18% to ₹1,326cr.
Outlook
FY27 guidance targets 2-3% growth above industry levels; ROA aim 1.65%-1.67%; cost-to-income ratio 48-50%.
Risks
Monitoring geopolitical conflicts (U.S.-Iran) for inflation impact; credit costs and asset quality in MSME segments.
Earnings Call filed with BSE, NSE: CUB. Summary written with AI assistance from the document.
City Union Bank Ltd: key numbers
- Share price
- ₹236.83
- Market cap
- ₹23,465 Cr
- Revenue (annual)
- ₹6,870 Cr
- Net profit (annual)
- ₹1,326 Cr
- P/E (TTM)
- 15.8×Sector 20.8×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 17.39%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from City Union Bank Ltd
All →City Union Bank Regulatory Approval
City Union Bank disclosed RBI approval for appointing Shri Sankaran G as Executive Director (Whole-time Director) for three years. The board appointment and formal disclosures will follow later.
- Execution
- Three years from the date of taking charge
City Union Bank Earnings Call Transcript: Key Takeaways
City Union Bank crossed ₹1.5 lakh Cr business, showing strong recovery in NIMs and asset quality.
- Call
- Guides 18% growth
City Union Bank Investor Presentation: Key Takeaways
Q2 FY27 standalone: NII Rs 8,728Mn (+31%), PAT Rs 4,159Mn (+27%), NIM 3.87%, GNPA 1.44%. Deposits +21%, advances +26% YoY. Gold loans ~30% of advances.
City Union Bank Results Update
City Union Bank reported Q2 FY27 profit after tax of ₹416 Crore, up 27% year on year. Half-year PAT rose 26% to ₹798 Crore.
City Union Bank Q2 FY27 Results: Net Profit ₹415.9 Cr, Up 26.6% YoY
City Union Bank Ltd reported revenue from operations of ₹2,092 Cr (+26.6% YoY) and net profit of ₹415.9 Cr (+26.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹415.9 Cr · +26.6% YoY
City Union Bank Other Announcement
City Union Bank Ltd has filed its quarterly shareholding pattern under Regulation 31(1)(b) of the SEBI Listing Regulations.