| Revenue growth | Net Interest Income grew 3% YoY to ₹25,172 Cr. |
|---|---|
| Margins | Global NIM at 2.52% for FY26 vs 2.82% in FY25. |
| Demand visibility | RAM segment shows robust demand, growing 19.11% YoY. |
| Management confidence | Strong YoY growth across all primary business segments. |
Growth
Global Business grew 14.57% YoY; Global Advances up 15.82% and Global Deposits up 13.56%.
Outlook
Focus on RAM advances (currently 58.74% of domestic mix) and maintaining CRAR at 16.28%.
Risks
Gross NPA is at 1.98%; slippages in MSME sector (57% of total) remain a monitoring point.
Earnings Call filed with NSE, NSE: BANKINDIA. Summary written with AI assistance from the document.
Bank of India: key numbers
- Share price
- ₹150.05
- Market cap
- ₹68,313 Cr
- Revenue (annual)
- ₹75,613 Cr
- Net profit (annual)
- ₹10,306 Cr
- P/E (TTM)
- 5.5×Sector 20.8×
- Promoter holding
- 73.38%+0.00% QoQ
- FII holding
- 7.58%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bank of India
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Bank of India revised its MCLR effective November 1, 2026, lifting the 3-month rate to 8.45%. Fixed Rate Spread rates were also changed.
Bank of India Investor Presentation: Key Takeaways
Q2 FY27 net profit ₹3,202 Cr (+25% YoY); global business ₹18.93 lakh Cr (+21%); gross NPA 1.60% (from 2.54%). NIM 2.47%. Growth led by RAM; FCNR-scheme deposits.
Bank of India Results Update
Bank of India released its unaudited Q2 and H1 FY27 results, with Q2 net profit up 25.34% YoY to ₹3,202 Crore. Global business grew 21.13% YoY to ₹18,92,601 Crore.
Bank of India Q2 FY27 Results: Net Profit ₹3,309 Cr, Up 28.4% YoY
Bank of India reported revenue from operations of ₹21,370 Cr (+15.4% YoY) and net profit of ₹3,309 Cr (+28.4% YoY) for Q2 FY27.
- Key figure
- Net profit ₹3,309 Cr · +28.4% YoY
Bank of India Other Announcement
Bank of India filed its quarterly Reconciliation of Share Capital Audit Report for Q1 FY27. The routine SEBI Reg 76(1) compliance certificate contains no transaction or business event.
Bank of India Board Meeting Date
Bank of India will hold a board meeting on October 23, 2026. The board will consider and approve unaudited financial results for the quarter ended September 30, 2026.