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Earnings Call

Bank of India Earnings Call: Key Takeaways

Bank of India reported FY26 Net Profit of ₹10,527 Cr, up 14% YoY. Strategy focuses on RAM segment growth (19.11% YoY) and improved asset quality with Net NPA at 0.56%.

Why this was an Alfa AlertNot a filter event. Performance is strong but no explicit beat of management's own prior numerical guidance was stated.
Highlights
Revenue growthInterest Income up 6% YoY to ₹75,160 Cr.
MarginsGlobal NIM at 2.52% for FY26 vs 2.82% FY25.
Demand visibilityStrong RAM demand; advances up 19.11% YoY.

Growth

Global Business grew 14.57% YoY. Net Interest Income rose 3% to ₹25,172 Cr; Net Profit increased 14.18%.

Outlook

Raised ₹10,000 Cr Infra Bonds in Dec-25. Continued focus on RAM advances, currently 58.74% of domestic mix.

Risks

CASA ratio declined from 40.29% to 37.64% YoY; cost of funds remained high at 4.53%.

Source

Earnings Call filed with BSE, NSE: BANKINDIA. Summary written with AI assistance from the document.

Read the document ↗

Bank of India: key numbers

Share price
₹150.05
Market cap
₹68,313 Cr
Revenue (annual)
₹75,613 Cr
Net profit (annual)
₹10,306 Cr
P/E (TTM)
5.5×Sector 20.8×
Promoter holding
73.38%+0.00% QoQ
FII holding
7.58%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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