Aadhar Housing Finance Earnings Call Transcript: Key Takeaways
Q2 FY27 PAT ₹308 Cr with 22% disbursement growth, but GS2 rose ~25bps QoQ and management stayed defensive, reiterating guidance despite rate-hike pressure.
- Call
- Guides 20% growth
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Q2 FY27 PAT ₹308 Cr with 22% disbursement growth, but GS2 rose ~25bps QoQ and management stayed defensive, reiterating guidance despite rate-hike pressure.
Aadhar Housing Finance redesignated Sandeep Jain as Chief Business Officer, making him Senior Management Personnel from 5 November 2026. This is a senior executive designation change disclosed under Regulation 30.
Aadhar Housing Finance's board granted 9,81,800 employee stock options under ESOP Plan 2025 at Rs. 425 per option. Options vest after a minimum of one year.
H1 FY27: AUM ₹326.4bn (+20% adj. YoY), PAT ₹5.9bn (+22% adj.; reported +17%), GNPA 1.3%, ROA 4.2%. Spreads stable at 5.7%.
Aadhar Housing Finance reported Q2 FY27 PAT of Rs 308 Crore, up 16% YoY. AUM reached Rs 32,643 Crore with GNPA improving to 1.34%.
Aadhar Housing Finance Ltd reported revenue from operations of ₹1,048 Cr (+16.8% YoY) and net profit of ₹308.3 Cr (+15.7% YoY) for Q2 FY27.
Aadhar Housing Finance notified that its RTA, KFin Technologies, moves its corporate office from December 1, 2026. This administrative address change has no financial impact.
Aadhar Housing Finance paid Rs.0.76 Crore quarterly interest on its 7.30% secured NCDs on 03 Nov 2026. The company reports timely payment, with no default.
Aadhar Housing Finance Ltd has made a timely interest payment on its Non-Convertible Debentures. The post-tax payment of Rs. 0.76 Crore was completed on November 3, 2026.
Aadhar Housing Finance paid Rs.0.07 Crore interest on its Series V 9.35% NCDs. The company reports the payment as timely, paid 2 November 2026.
Aadhar Housing Finance will hold a board meeting on November 5, 2026 to consider unaudited standalone and consolidated results for the quarter and half year ended September 30, 2026. The filing is a prior intimation, and the trading window is closed from October 1, 2026.
Aadhar Housing Finance paid Rs 45.05 lakh monthly NCD interest on its due date. Payment was made after TDS deduction, with no delay.
Aadhar Housing Finance confirmed timely quarterly interest payment of ₹5.98 Crore on its Rs.350 Crore NCDs. Payment executed on 21 October 2026 due to Dusshera holiday.
Aadhar Housing Finance has successfully redeemed its NCDs (Series 0009) upon maturity. The company paid a total redemption amount of Rs. 7.00 Crore.
Aadhar Housing Finance paid Rs.0.65 Crore as annual interest on its non-convertible debentures. The payment was made on its due date.
Aadhar Housing Finance paid Rs. 7.65 Crore covering principal redemption and interest for its non-convertible debentures (ISIN: INE538L08096) upon their maturity.
Aadhar Housing Finance Ltd announced the sad demise of Mr. Raj Vikash Verma, who served as Independent Director and Non-Executive Chairperson, effective October 16, 2026.
Aadhar Housing Finance Ltd filed its Asset Liability Management Statements for the period ending September 30, 2026, as required by SEBI regulations.
Aadhar Housing Finance Limited has successfully paid interest totalling ₹3.95 Crore on three series of non-convertible debentures. Payments were made ahead of the October 10 due date.
Aadhar Housing Finance Ltd has repaid NCD principal and interest totaling Rs. 43 Crore. The company redeemed three tranches of debentures upon maturity on October 9, 2026.
Aadhar Housing Finance Ltd submitted its half-yearly NCD statement for the period ended September 30, 2026. The filing lists 22 active ISINs; no new debt transaction is reported.
Aadhar Housing Finance Limited has successfully paid monthly interest on its Non-Convertible Debentures. The total payment amount was Rs. 6.75 Lakhs for ISIN INE538L07528.
Aadhar Housing Finance Ltd has confirmed the timely payment of interest on its Non-Convertible Debentures (ISIN: INE538L07536) amounting to Rs. 1.04 Crore.
Aadhar Housing Finance confirmed the timely payment of interest on its listed Non-Convertible Debentures (ISIN INE883F07348). The interest paid post-TDS was Rs. 46.55 Lakhs.
ICRA upgraded Aadhar Housing Finance's NCD, bank facility, and subordinated debt ratings to AA+ (Stable). Commercial paper reaffirmed at A1+.
Shareholders approved the appointment of Mr. Nikhil Goyal as a Non-Executive (Nominee) Director of Aadhar Housing Finance Ltd.
Aadhar Housing Finance shareholders approved the appointment of Mr. Nikhil Goyal as a Non-Executive (Nominee) Director via postal ballot.
Aadhar Housing Finance Ltd has successfully completed the full redemption of its Series 0005 NCDs, amounting to ₹10 Crore, upon maturity.
Aadhar Housing Finance repaid Rs. 10.90 Crore for principal redemption and interest on its Non-Convertible Debentures (ISIN: INE538L08054).
Aadhar Housing Finance received an ESG rating of '56.00 - Performer' from Niche99 for FY 2026. The rating was prepared independently using public domain data.