| Margins | Q2 spread 5.7% vs 5.9% a year ago; yield 13.4%. |
|---|---|
| Demand visibility | H1 disbursements ₹46.1bn, +21% adj.; 348k live accounts. |
Growth
Q2 AUM +18% reported; Q2 disbursements +22%. Q2 PAT ₹3.08bn, +20% adj. (+16% reported) after ESOP charge.
Outlook
No numeric guidance given. Focus on in-house AI platforms for NPA control and opex efficiency; 644 branches incl. offices.
Risks
ESOP charge (₹282mn H1) dilutes reported PAT; portfolio yield drifted to 13.4% from 13.8%; 73% floating-rate book.
Investor Presentation filed with NSE, NSE: AADHARHFC. Summary written with AI assistance from the document.
Aadhar Housing Finance Ltd: key numbers
- Share price
- ₹438.25
- Market cap
- ₹19,213 Cr
- Revenue (annual)
- ₹3,673 Cr
- Net profit (annual)
- ₹1,096 Cr
- P/E (TTM)
- 16.8×Sector 19.5×
- Promoter holding
- 64.51%-0.15% QoQ
- FII holding
- 4.11%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aadhar Housing Finance Ltd
All →Aadhar Housing Finance Management Change
Aadhar Housing Finance redesignated Sandeep Jain as Chief Business Officer, making him Senior Management Personnel from 5 November 2026. This is a senior executive designation change disclosed under Regulation 30.
Aadhar Housing Finance Employee Stock Options
Aadhar Housing Finance's board granted 9,81,800 employee stock options under ESOP Plan 2025 at Rs. 425 per option. Options vest after a minimum of one year.
Aadhar Housing Finance Results Update
Aadhar Housing Finance reported Q2 FY27 PAT of Rs 308 Crore, up 16% YoY. AUM reached Rs 32,643 Crore with GNPA improving to 1.34%.
- new branches
- 1.0 branches
Aadhar Housing Finance Q2 FY27 Results: Net Profit ₹308.3 Cr, Up 15.7% YoY
Aadhar Housing Finance Ltd reported revenue from operations of ₹1,048 Cr (+16.8% YoY) and net profit of ₹308.3 Cr (+15.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹308.3 Cr · +15.7% YoY
Aadhar Housing Finance Other Announcement
Aadhar Housing Finance notified that its RTA, KFin Technologies, moves its corporate office from December 1, 2026. This administrative address change has no financial impact.
Aadhar Housing Finance Debt & Borrowing: ₹0.76 Cr
Aadhar Housing Finance paid Rs.0.76 Crore quarterly interest on its 7.30% secured NCDs on 03 Nov 2026. The company reports timely payment, with no default.
- Value
- ₹0.76 Cr