Moneyboxx Finance
Q2 PAT of ₹0.9 Cr (+229% YoY) comes off a tiny base. Disbursements rose 14% QoQ to ₹87 Cr, but AUM sits near ₹800 Cr, and growth depends on H2 disbursements of ₹500-600 Cr.
ALFA Concalls
Every earnings call, live and summarised
Earnings calls
Every Moneyboxx Finance earnings call we streamed: the live audio and our summary of what management said.
Q2 PAT of ₹0.9 Cr (+229% YoY) comes off a tiny base. Disbursements rose 14% QoQ to ₹87 Cr, but AUM sits near ₹800 Cr, and growth depends on H2 disbursements of ₹500-600 Cr.
Q2 PAT of ₹0.9 Cr (+229% YoY) comes off a tiny base. Disbursements rose 14% QoQ to ₹87 Cr, but AUM sits near ₹800 Cr, and growth depends on H2 disbursements of ₹500-600 Cr.
Targets AUM of ₹1,100-1,200 Cr by March 2027 and H2 disbursements of ₹500-600 Cr. Opex/AUM below 10% in two years is a medium-term aim.
Moneyboxx is pivoting from unsecured to higher-ticket secured lending, causing temporary moderation in disbursements and income while attempting to build a more resilient, tech-driven portfolio.
Moneyboxx reported Q4 FY26 results with AUM at ₹893 crore, transitioning toward a 68% secured portfolio. Management focused on tightening underwriting and asset quality amidst industry-wide microfinance stress.
Moneyboxx reported FY26 Total Income of ₹232.13cr (up 17% YoY) and PAT of ₹1.34cr. The firm pivoted to 67% secured disbursements, targeting 80% secured book by Mar'27.
Moneyboxx Finance Q4 & FY26 presentation highlights a strategic pivot to secured lending (67% of FY26 disbursements) and expansion in semi-urban/rural MSME segments. Total Income grew 17% YoY to ₹232.13 crore in FY26.
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.