ALFA Finder
Fri, 6 Nov
Finkurve Financial Services
Management claims record profitability and AUM up ~95% YoY, but analyst-cited QoQ AUM growth was ~3%. Collection efficiency fell from ~98% to ~90%, with NPAs rising.
Summary ready
Earnings calls
Finkurve Financial Services concalls
Every Finkurve Financial Services earnings call we streamed: the live audio and our summary of what management said.
Calls
Q2 FY27: key takeaways
Call page →Management claims record profitability and AUM up ~95% YoY, but analyst-cited QoQ AUM growth was ~3%. Collection efficiency fell from ~98% to ~90%, with NPAs rising.
Outlook
Guides 50-60% AUM growth for FY27 and ~150 branches by December 2026. NCDs capped at 40-45% of borrowings.
Earlier call summaries
All →
18:26 IST
BSE
Earnings Call
Finkurve Financial Services Earnings Call Transcript: Key Takeaways
Finkurve (Augmont Group) is aggressively scaling its gold loan franchise through branch expansion, reporting 135% AUM growth. However, rising leverage and sub-3% ROA highlight execution risks as competition from banks intensifies.
- Call
- Guides 60% growth
16:12 IST
BSE
Earnings Call
Finkurve Financial Services Earnings Call: Key Takeaways
Finkurve Financial (Arvog) reported strong Q4 FY26 performance, crossing ₹1,000cr AUM and transitioning to a middle-layer NBFC. Strategy focuses on technology-enabled gold loans and co-lending partnerships.
09:42 IST
BSE
Earnings Call
Finkurve Financial Services Earnings Call: Key Takeaways
Finkurve (Arvog) transitioned to a retail-first gold loan model, with AUM surpassing ₹1,000 Cr in Q4FY26. Strategy focuses on tech-led Tier 2/3 expansion.
22:56 IST
BSE
Earnings Call
Finkurve Financial Services Earnings Call: Key Takeaways
Arvog transitioned to a retail gold loan focus, achieving a major milestone of ₹1,096 Cr AUM in Q4FY26, representing nearly 10x growth since FY23.
Finkurve Financial Services Ltd: key numbers
- Share price
- ₹69.50
- Market cap
- ₹973.4 Cr
- Revenue (annual)
- ₹207.2 Cr
- Net profit (annual)
- ₹26.03 Cr
- P/E (TTM)
- 29.4×Sector 20.5×
- Promoter holding
- 56.21%+0.00% QoQ
- FII holding
- 7.80%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.